The Fintech Index
183 companies rated 5 sectors 38 reports Last updated Nov 13, 2026

Companies

We show every company we rate, together with its rating and the buyers it serves. Search by name, or limit the list to a single sector.

183 companies

KYC84

Sumsub

Sumsub's platform verifies users and businesses, monitors transactions, and manages fraud cases, helping companies onboard customers safely and follow compliance rules.

Built for: Regulated fintechs, payments companies, and crypto platforms seeking KYC, KYB, AML screening, and transaction monitoring from a single vendor, configured with no code.

IdentityFor businesses
BNK84

Revolut

Revolut is a London, England, financial app whose Revolut Business accounts give companies multi-currency accounts, cards, FX, and payment acceptance.

Built for: Companies that pay and get paid in several currencies and want accounts, cards, FX, and expenses in one app.

For businessesCard issuerHolds client money
BNK84

BILL

BILL is a San Jose, California, financial operations platform that lets small and midsize businesses pay bills, send invoices, manage cards and expenses, and sync it all with their accounting software.

Built for: US small and midsize businesses and accounting firms that want bill pay, invoicing, cards, and expenses in one system.

PaymentsFor businessesHolds client moneyPublic company
BNK84

Mercury

Mercury is a San Francisco fintech that gives startups and small businesses checking and savings accounts, cards, bill pay, invoicing, and treasury through partner banks.

Built for: US startups and small businesses that want free online banking, cards, bill pay, and treasury in one account.

For businessesHolds client money
WLT83

Interactive Brokers

Interactive Brokers is a global online broker. Active traders, experienced investors, and advisers use it to trade stocks, options, futures, currencies, and bonds on many exchanges from one account.

Built for: Active traders, experienced investors, and advisers who want many markets and low published commissions in one account.

For consumersFor advisersBroker-dealerPublic company
WLT82

Altruist

Altruist serves independent registered investment advisers as both a custodian and a software platform. It clears its own trades, and it sells the advisor tools used on those accounts.

Built for: Independent RIAs, from breakaway advisers to established firms, that want one provider for custody and portfolio software with published fees.

Holds client moneyFor advisersCustodianBroker-dealer
BNK82

Soldo

Soldo issues Mastercard prepaid cards, company wallets, and expense tools to incorporated businesses across Europe. It is a spend-management platform founded in London. Private; Irish parent YE2024 turnover ~$44.8M.

Built for: Incorporated European companies that want employee cards and spend controls beside their existing business bank account.

For businessesCard issuerHolds client money
BNK82

Starling Bank

Starling Bank is a London, England, digital bank that gives UK consumers and small businesses current accounts and sells its banking software to other banks.

Built for: UK sole traders and limited companies that want a free business account with invoicing and tax tools from a licensed bank.

For businessesFor consumersHolds client money
PAY82

Plaid

Plaid is a San Francisco company whose APIs let apps and banks link bank accounts, verify identity and income, move money by bank transfer, and check for fraud.

Built for: US and Canadian apps, lenders, and banks that need bank account linking, identity checks, and bank payments through one API.

PaymentsFor businesses
WLT82

Zerodha

Zerodha is a Bengaluru stockbroker that offers free equity delivery trades, flat-fee intraday and options trades, and direct mutual funds to Indian investors.

Built for: Indian investors and traders who want free delivery trades, flat-fee orders, and direct mutual funds.

For consumersBroker-dealer
WLT81

Orion

Orion offers software for financial advisors that covers client relationship management, planning, portfolio accounting, trading, and compliance, plus a marketplace of investment models.

Built for: Independent RIAs, broker-dealers and enterprise advisory firms that want CRM, portfolio accounting, trading and compliance from one vendor, and the option to outsource investment management later.

For advisers
KYC81

Persona

Persona lets companies verify people and businesses online, detect coordinated fraud, and review suspicious cases, using modular tools they can combine.

Built for: Marketplaces, fintechs and platforms that need adaptable identity verification and KYB, and workflows they can change without engineering work.

IdentityFor businesses
WLT81

Trading 212

Trading 212 is a London online broker that offers commission-free stock and ETF investing, Stocks and Shares ISAs, a Cash ISA, a SIPP, and CFD trading to retail investors in the UK and Europe.

Built for: UK and European retail investors who want commission-free stocks and ETFs, ISAs, and a SIPP in one app.

For consumersBroker-dealerHolds client money
BNK81

Payhawk

Payhawk is a London and Sofia spend management platform that runs corporate cards, expenses, accounts payable, procurement, and travel for mid-market and enterprise finance teams.

Built for: Mid-market and enterprise finance teams that want cards, bills, procurement, and travel in one platform.

For businessesPayments
KYC81

SEON

SEON is a Budapest and Austin fraud prevention and AML platform that scores sign-ups, logins, and payments with digital footprint and device data for fintechs, marketplaces, and iGaming operators.

Built for: Online businesses and fintechs that want fraud scoring and AML from one vendor with a posted entry price.

For businessesIdentity
BNK80

ANNA Money

ANNA Money offers UK businesses an account and app that handle invoices, expenses, bookkeeping, and tax filing with HM Revenue and Customs, the UK tax authority.

Built for: UK micro-businesses and freelancers that want cheap or free entry pricing and built-in tax admin.

For businessesCard issuerHolds client money
KYC80

ComplyAdvantage

ComplyAdvantage makes financial crime software that screens customers, companies, and payments and monitors transactions to help firms meet anti-money laundering requirements.

Built for: Banks, payments companies, lenders and crypto firms needing PEP, sanctions and adverse media screening with transaction monitoring in a single platform.

IdentityFor banks
WLT80

Lightyear

Lightyear is an investing platform, regulated in the UK and the European Union, where people can buy stocks, funds, bonds, and more, and keep savings in a separate balance.

Built for: A retail or small-business investor in supported European countries who wants clear fees and multi-market access.

Holds client moneyFor consumersFor businesses
BNK80

Rho

Rho gives startups and growing companies business banking, with accounts, corporate cards, bill payment, and invoicing. The banking services come from partner banks.

Built for: Startups and growing companies incorporated in the US that want banking and corporate cards without fees inside one account, with a person available to help at any hour.

For businessesCard issuer
KYC80

Veriff

Veriff checks ID documents, faces, and liveness, which shows a real person is present, to verify people online in over 230 countries and territories.

Built for: Marketplaces, mobility platforms and fintechs that require document and selfie checks across many countries and want to begin on self-serve, with no long-term contract.

IdentityFor businesses
BNK80

Tide

Tide is a London, England, business account and admin platform for sole traders and small companies, with free and paid plans, cards, and invoicing.

Built for: UK sole traders and small companies that want a free or low-cost account with invoicing and accounting built in.

For businessesCard issuerHolds client money
PAY80

Basis Theory

Basis Theory is a San Francisco payment vault company whose developer platform tokenizes card and other sensitive data so merchants can reuse it across payment providers.

Built for: Software platforms and merchants with engineers that want an independent PCI vault and freedom to use any payment provider.

PaymentsFor businesses
LND80

Zopa

Zopa is a London digital bank that offers UK consumers personal loans, credit cards, car finance, savings accounts, and the Biscuit current account.

Built for: UK borrowers and savers who want loans, credit cards, savings, and a current account from one licensed digital bank.

LendingFor consumersHolds client money
WLT80

Groww

Groww is a Bengaluru investing platform that lets Indian investors buy stocks, mutual funds, ETFs, IPOs, and futures and options through one app.

Built for: Indian retail investors who want a free account and one app for direct mutual funds, stocks, ETFs, and IPOs.

For consumersBroker-dealerPublic company
WLT80

Schwab Advisor Services

Schwab Advisor Services is the Charles Schwab unit that holds client accounts and provides trading, technology, and support for independent investment advisers.

Built for: Independent US advisers that want the largest adviser custodian and a wide set of software connections.

CustodianFor advisersBroker-dealerPublic company
BNK80

Relay

Relay is a US business banking and money platform that helps small businesses organize checking, savings, cards, bill pay, and cash-flow workflows.

Built for: US small businesses that want multi-account banking, cards, and cash-flow clarity.

For businessesHolds client moneyPayments
LND79

Beforepay

Beforepay is an Australian lender whose app offers pay advances of up to about $1,400 and personal loans of up to about $3,500, along with budgeting and spending tools.

Built for: Australian employees who want a pay advance or related personal credit through an app.

LendingFor consumersPublic company
WLT79

smallcase

smallcase lets retail investors buy thematic baskets of stocks and ETFs through partner brokers such as Zerodha and Dhan. It is an investing platform based in Bengaluru. Private company registered as CASE Platforms Private Limited.

Built for: Indian retail investors who want ready-made equity or ETF model portfolios through a broker they already use.

Holds client moneyFor consumers
BNK79

Pleo

Pleo is a spend-management platform. Small and mid-size European companies use it to give staff company cards, capture receipts, pay supplier invoices, and sync spending to their accounting system.

Built for: European teams of up to a few hundred people that want cards, expenses, and invoices in one tool at published per-user prices.

Card issuerHolds client moneyFor businesses
PAY79

Spreedly

Spreedly is a Durham, North Carolina, payment orchestration platform that vaults cards and routes payments across many gateways for online merchants.

Built for: Online merchants and platforms on several payment gateways that want one card vault and smarter routing.

PaymentsFor businesses
LND79

Funding Circle

Funding Circle is a London, England, small business lending platform that offers UK companies term loans, a pay-later line called FlexiPay, and a business credit card.

Built for: UK limited companies that want a fast term loan, a line of credit for suppliers, or a business card from one lender.

LendingFor businessesPublic company
BNK79

Melio

Melio is a New York bill pay platform owned by Xero that lets US small businesses pay vendors by ACH, card, or check and get paid, with free and paid plans.

Built for: US small businesses and bookkeepers that want low-cost bill pay by ACH, card, or check with accounting sync.

PaymentsFor businesses
PAY79

Lithic

Lithic is a New York card issuing processor whose APIs let fintechs and businesses launch virtual and physical card programs, with usage-based pricing.

Built for: US fintechs and software companies that want to launch virtual or physical card programs through APIs.

PaymentsCard issuerFor businesses
WLT79

InvestEngine

InvestEngine is a London ETF investing platform that offers ISAs, pensions, and general accounts with zero platform fees on DIY investing.

Built for: UK investors who want low-cost ETF investing with zero platform fees on the DIY path.

For consumersHolds client moneyFor businesses
WLT79

SnapTrade

SnapTrade is a Canadian brokerage connectivity company that lets apps link retail brokerage accounts for portfolio data and, where supported, trading.

Built for: Fintechs and portfolio apps that need brokerage account data and optional trading through existing brokers.

For businessesFor consumers
BNK78

Juni

Juni is a Swedish financial technology company that offers business accounts and cards in several currencies, invoice credit, and accounting tools that connect to existing accounting software.

Built for: European ecommerce or online-marketing companies that want multi-currency accounts, cards, and invoice credit.

For businessesCard issuerHolds client money
WLT78

Mintos

Mintos is an investment platform for investors in the European Union that brings loans, bonds, exchange-traded funds, real estate, and stocks together in one regulated account.

Built for: European retail investors who want loan-backed notes and other assets beside ETFs.

Holds client moneyFor consumers
WLT78

Stake

Stake is a Sydney, Australia, investing app that lets Australian and New Zealand investors trade US and ASX shares for a flat fee per trade.

Built for: Australian investors who want US and ASX shares in one app for a flat fee per trade.

For consumersHolds client money
KYC78

NICE Actimize

NICE Actimize is a Hoboken, New Jersey, financial crime software company owned by NiCE that sells anti-money laundering, fraud prevention, trade surveillance, and case management systems to banks.

Built for: Large and midsize banks, brokers, and insurers that want one established suite for AML, fraud, and surveillance.

IdentityFor banks
WLT78

Fidelity Institutional

Fidelity Institutional is the Boston-based Fidelity Investments unit that offers custody, clearing, and funds to advisers, banks, and broker-dealers.

Built for: US advisers, banks, and broker-dealers that want custody and clearing from a large private firm with its own funds.

CustodianFor advisersBroker-dealer
PAY78

Rainforest

Rainforest is an Atlanta embedded payments provider that lets software platforms offer merchant acceptance without registering as a payment facilitator.

Built for: Software platforms that want embedded merchant payments without registering as a payment facilitator.

PaymentsFor businesses
LND78

Taktile

Taktile is a decisioning platform for banks, fintechs, and insurers that helps risk teams build and govern automated credit, fraud, and claims decisions.

Built for: Banks, fintechs, and insurers that want risk teams to build and govern automated decision workflows.

LendingFor businessesFor banks
WLT78

Moneybox

Moneybox is a London wealth app that offers ISAs, pensions, cash savings, and investment accounts to UK retail customers.

Built for: UK retail savers who want ISAs, pensions, cash products, and simple investing in one app.

For consumersHolds client money
KYC78

Vouched

Vouched is a Seattle identity verification company that checks government IDs and biometrics, then re-checks that the same person is present for later high-risk actions.

Built for: Healthcare and financial-services teams that need IDV plus later step-up identity checks.

IdentityFor businesses
LND78

Nova Credit

Nova Credit is a New York and San Francisco credit infrastructure company that helps lenders underwrite with cashflow, cross-border credit, and income data.

Built for: Lenders and housing operators that need cashflow, cross-border credit, or income data beyond a single bureau file.

LendingFor businessesFor banks
PAY78

Finix

Finix is a San Francisco payments company that helps platforms, marketplaces, and merchants accept payments, pay out sellers, and run PayFac-style programs.

Built for: Platforms and merchants that want North American payment processing, payouts, and PayFac tooling together.

PaymentsFor businesses
WLT78

Gotrade

Gotrade is a Labuan-licensed mobile brokerage that lets people in many countries buy fractional US stocks starting from $1.

Built for: International retail investors who want fractional US stocks from $1 through a Labuan-licensed app.

For consumersHolds client moneyBroker-dealer
BNK78

Alaan

Alaan is a Dubai spend management and business account platform that gives UAE and Saudi finance teams corporate cards, expense automation, and cross-border supplier payments.

Built for: UAE and Saudi finance teams that want cards, receipt automation, and a local business account.

For businessesPayments
BNK78

Expensify

Expensify is a Portland expense management company that captures receipts, reimburses employees, and issues a Visa commercial card to small and mid-sized businesses.

Built for: Small and mid-sized businesses that want receipt scanning, reimbursements, and a cash-back card.

For businessesPublic company
LND78

Nortridge

Nortridge is a California loan servicing software company whose Nortridge Loan System manages more than $750 billion in active loans for banks, finance companies, and servicers, with prices from $1,200 a month.

Built for: Lenders and servicers with complex portfolios that want deep servicing and posted prices.

For banksFor businessesLending
WLT77

Addepar

Addepar, a data platform for investment professionals, combines portfolio data from many sources, including private market investments, so they can analyze and report on client assets.

Built for: RIAs, family offices and private banks needing consolidated reporting that spans public assets, private assets and complex ownership structures.

For advisersFor banks
KYC77

Alloy

Alloy connects banks, credit unions, and financial technology companies with identity and fraud data from many providers, speeding up onboarding and stopping fraud.

Built for: Banks and fintechs that need configurable decisioning across identity, fraud and compliance vendors.

IdentityFor banks
WLT77

Alpaca

Alpaca offers software connections, known as APIs, for running automated trading strategies and adding stock, options, and crypto trading to apps.

Built for: Crypto platforms, fintechs, neobanks and brokers with engineering teams wanting to add US stocks, options and crypto trading via an API, including firms whose customers are outside the US.

Holds client moneyBroker-dealerFor businesses
WLT77

Raiz Invest

Raiz Invest is an Australian app that rounds up everyday purchases to the nearest dollar and invests the spare change, with regular deposits and ready-made portfolios.

Built for: Australian retail investors who want micro-investing and managed portfolios.

Holds client moneyFor consumersPublic company
PAY77

Modulr

Payment accounts by API or portal with Faster Payments, Bacs, SEPA and virtual cards; UK and Dutch e-money institution. Private; 2025 turnover ~$79M.

Built for: UK and European businesses, payroll providers and platforms that automate pay-ins and pay-outs from accounts they control.

PaymentsHolds client moneyFor businesses
BNK77

Moss

Moss combines corporate cards, invoice payments, expense claims, and accounting automation in one spend-management platform for European small and mid-size companies. Private; revenue ~$32M (Finanz-Szene, January 2025).

Built for: Growing European companies that want cards, invoices and expenses in one finance tool.

Card issuerHolds client moneyFor businesses
BNK77

Cledara

Software spend management with a virtual card per SaaS tool, renewal alerts and accounting sync. Private; more than 1,000 customers in 32 countries.

Built for: Finance and IT teams at growing companies with many software subscriptions.

PaymentsFor businesses
BNK77

Plooto

Plooto is a Toronto, Ontario, payments automation company that lets small businesses and accounting firms pay bills, collect invoices, and send international payments with approvals and accounting sync.

Built for: Small businesses and accounting firms that want bill payments, collections, and approvals with accounting sync.

PaymentsFor businesses
KYC77

Jumio

Jumio is a Sunnyvale, California, identity verification company whose AI checks ID documents, selfies, and risk signals so banks, fintechs, and other businesses can onboard customers and stop fraud.

Built for: Banks, fintechs, and gaming and crypto firms that onboard customers from many countries.

IdentityFor businessesFor banks
WLT77

Chip

Chip is a London, England, savings and investing app that moves money automatically into UK savings accounts, ISAs, and funds for people building their savings.

Built for: UK savers who want automatic saving, good cash rates, ISAs, and low-cost funds in one app.

For consumers
KYC77

Sardine

Sardine is a San Francisco fraud and compliance platform that uses device, behavior, and payment data to stop fraud and money laundering for banks and fintechs.

Built for: Banks, fintechs, and marketplaces that want fraud, AML, and identity checks from one platform.

IdentityFor banksFor businesses
PAY77

Payabli

Payabli is a Miami payments infrastructure platform that helps software companies accept payments, pay vendors, and run payment operations through one API.

Built for: Vertical software companies that want embedded acceptance, payouts, and payment ops without full PayFac registration.

PaymentsFor businesses
BNK77

Increase

Increase is a Bend, Oregon banking API company that lets fintechs and software platforms move money, hold deposits, and use US payment rails through one developer interface.

Built for: Fintechs and software platforms that want programmatic US banking rails, accounts, and cards.

For businessesHolds client moneyPayments
KYC77

FrankieOne

FrankieOne is an Australian KYC, KYB, AML, and fraud orchestration platform that connects banks and fintechs to many identity and fraud vendors through one API and decision engine.

Built for: Banks and fintechs that want one orchestration layer over many KYC, KYB, AML, and fraud vendors.

IdentityFor businessesFor banks
LND77

Pave

Pave is a Los Altos credit-risk company that turns bank transaction data into cashflow attributes and scores for consumer and SMB lenders.

Built for: Consumer and SMB lenders that want cashflow scores to expand approvals and monitor risk after origination.

LendingFor businesses
PAY77

Moov

Moov is a US payments platform that helps software companies accept, store, send, and spend money across card and bank rails through one stack.

Built for: Software companies that want embedded acceptance, wallets, payouts, and cards in one payments stack.

PaymentsFor businesses
BNK77

Novo

Novo is a Miami business banking platform for small businesses and freelancers, with checking, invoicing, payments, and funding tools on one app.

Built for: US small businesses and freelancers that want free checking with invoicing, payments, and integrations.

For businessesHolds client moneyPayments
KYC77

ComplyCube

ComplyCube is a London identity verification and AML platform with document, biometric, and screening checks across 220+ countries.

Built for: Fintechs and regulated businesses that want KYC, KYB, and AML checks from one API.

IdentityFor businesses
PAY77

Highnote

Highnote is a San Francisco card issuing and embedded payments platform that runs issuing, acquiring, credit, ledger, and money movement on one API.

Built for: US platforms, fintechs, and brands that want issuing, acquiring, and credit on one ledger.

For businessesCard issuerPayments
KYC77

Feedzai

Feedzai is a Lisbon and US fraud and financial crime platform whose RiskOps software scores card, transfer, and account activity for large banks, processors, and the European Central Bank.

Built for: Large banks and processors that want fraud and AML on one machine learning platform.

For banks
LND77

TIMVERO

TIMVERO is a London lending software company whose timveroOS platform gives banks, fintechs, and credit unions a configurable core for origination, decisioning, and loan management, with plans from $5,900 a month.

Built for: Banks and specialty lenders that want a configurable lending core with posted prices.

For banksLending
WLT76

Apex Fintech Solutions

Apex Fintech Solutions runs AscendOS, a real-time platform that handles trades, settles them, and holds client assets for investing firms.

Built for: Brokerages, wealth firms and fintech apps seeking outsourced custody and clearing, API access and broad asset coverage.

Holds client moneyCustodianBroker-dealerFor businesses
LND76

Blend

Blend builds a digital platform for banks, credit unions, and mortgage providers to handle loans and new accounts, from application through closing.

Built for: Mortgage lenders, banks and credit unions that want digital applications and closings for mortgages, consumer loans and home equity.

Public companyLendingFor banks
PAY76

Form3

Form3 connects banks and regulated fintechs to domestic and international payment schemes in real time through a single API. It is a London cloud-native account-to-account payments platform. Private; YE Mar 2025 group turnover ~$26.9M.

Built for: Banks and regulated fintechs that need real-time account-to-account payment infrastructure through one cloud API.

PaymentsFor banksFor businesses
LND76

Provenir

Provenir brings data, artificial intelligence models, and automated decision tools into one system that financial services providers use for credit risk, fraud, and compliance decisions.

Built for: Banks and specialty lenders whose risk teams want to control credit and fraud strategy in a configurable decision engine without replacing their origination system.

LendingFor banks
KYC76

Hawk

Hawk makes software that uses artificial intelligence to monitor transactions, screen customers and payments against watchlists, and detect fraud for banks and payment firms. Private; 2024 gross profit ~$11M.

Built for: Banks, payment companies and fintechs with high transaction volumes that want fewer false-positive alerts.

IdentityFor banksFor businesses
WLT76

Upvest

Upvest handles the technology, licenses, and back-office operations that banks, brokers, and apps need to launch investment products in Europe and the UK. Private; more than 100 million orders in 2025.

Built for: European and UK banks, brokers and fintechs that want investing inside their own app.

CustodianFor banksFor businesses
KYC76

Ondato

Ondato helps businesses confirm who their customers are, screen them against sanctions lists, and follow anti-money laundering rules, using identity verification software. Private; 2025 revenue ~$14M.

Built for: Online businesses in Europe and the UK that onboard people and companies and want known check prices.

IdentityFor businesses
LND76

Abound

Abound lends in the UK and prices personal loans from the borrower's bank transactions as well as the credit file. It also sells the same decisioning software, called Render, to other lenders. Private; 2024 revenue ~$88M.

Built for: UK borrowers with steady income but thin credit files, and lenders that want open-banking underwriting.

LendingFor consumersFor banks
LND76

YouLend

YouLend is a London, England, embedded finance company that funds small merchants through platforms such as eBay and Shopify, repaid from future sales.

Built for: Payments companies, marketplaces, and software platforms that want to offer merchant funding under their own brand.

LendingFor businesses
WLT76

Acorns

Acorns is an Irvine, California, savings and investing app that invests spare change and bundles investing, retirement, checking, and kids accounts into a monthly subscription.

Built for: US savers who want spare-change investing, retirement, and checking in one app for a flat monthly fee.

For consumersHolds client money
PAY76

ClearBank

ClearBank is a London, England, clearing and embedded banking bank that gives fintechs, banks, and other regulated firms UK and EU accounts, payment scheme access, and protected deposits.

Built for: Fintechs, payments firms, and banks that need UK or EU accounts, payment scheme access, and protected deposits from a licensed bank.

PaymentsFor banksFor businessesHolds client money
PAY76

Volante Technologies

Volante Technologies is a New York payments software company that runs real-time, wire, ACH, and cross-border payment processing for banks as a cloud service or as software they operate.

Built for: Banks that want wire, real-time, and cross-border payments modernized on ISO 20022 as a cloud service.

PaymentsFor banks
PAY76

SoFi Technology Solutions

SoFi Technology Solutions, formerly Galileo, is a Salt Lake City company owned by SoFi that runs card issuing, account processing, and digital banking software for fintechs, banks, and brands.

Built for: Fintechs, banks, and brands that want card issuing, account processing, and a banking core from one long-standing processor.

PaymentsFor banksCard issuer
WLT76

J.P. Morgan Personal Investing

J.P. Morgan Personal Investing, formerly Nutmeg, is a JPMorganChase-owned London firm that runs managed portfolios, ISAs, and pensions for UK savers.

Built for: UK savers who want a managed ISA or pension from a bank-owned provider, especially Chase UK customers.

For consumersHolds client money
WLT76

Wealthify

Wealthify is a Cardiff digital investment manager owned by Aviva that builds ready-made ISA, pension, and general investment portfolios for UK savers.

Built for: UK savers who want a ready-made ISA or pension with low posted fees and an insurer behind it.

For consumersHolds client money
BNK76

Synctera

Synctera is a banking-as-a-service platform that helps fintechs and banks launch accounts, cards, and money movement with sponsor banks.

Built for: Fintechs and banks that want accounts, cards, and money movement through sponsor banks on one platform.

For businessesFor banksCard issuer
KYC76

Au10tix

Au10tix is an identity verification company, owned by ICTS International, that checks documents, biometrics, and business identity for banks, fintechs, and online platforms.

Built for: Banks, fintechs, and online platforms that need document, biometric, and reusable digital ID checks.

IdentityFor businessesFor banks
KYC76

Unit21

Unit21 is a San Francisco fraud and AML platform that gives banks and fintechs transaction monitoring, case management, and AI agents for alerts.

Built for: Banks, credit unions, and fintechs that run fraud and AML monitoring and investigations in-house.

For banksIdentity
PAY76

Paymentology

Paymentology is a London issuer processor that helps fintechs, digital banks, and banks launch and run card programs in more than 65 countries.

Built for: Digital banks, fintechs, and banks running card programs across many countries.

For businessesFor banksCard issuerPayments
BNK76

Rydoo

Rydoo is a Belgian expense management and accounts payable platform that automates expense claims and supplier invoices for multinational finance teams.

Built for: Multinational finance teams that need compliant expense claims and invoice automation.

For businesses
BNK76

Weel

Weel is a Sydney spend management platform, formerly DiviPay, that gives Australian and New Zealand businesses corporate cards, expense automation, and accounts payable tied to their accounting software.

Built for: Australian and New Zealand businesses that want unlimited cards and accounting sync at a posted price.

For businessesPayments
KYC76

ThetaRay

ThetaRay is a New York and Tel Aviv AML software company whose AI transaction monitoring, sanctions screening, and investigation agents serve banks, fintechs, and payment providers.

Built for: Banks and payment providers that want AI transaction monitoring for cross-border flows.

For banksFor businesses
KYC76

Hummingbird

Hummingbird is a Los Angeles compliance case management platform where banks, fintechs, and sponsor banks investigate alerts, build customer profiles, and file suspicious activity reports.

Built for: Investigators at banks and fintechs who want cases, profiles, and filings in one workspace.

For banksFor businesses
KYC76

complead

complead, formerly Sanction Scanner, is a London AML platform that screens customers against sanctions, PEP, and adverse media lists and monitors transactions for more than 800 financial institutions.

Built for: Fintechs and payment firms that want fast list screening plus monitoring and fraud in one contract.

For businesses
LND76

Lendsqr

Lendsqr is a lending-as-a-service platform that gives banks, fintechs, microfinance institutions, and digital lenders a loan management system, decision models, and lending APIs, with plans from free to $500 a month.

Built for: Small lenders and microfinance institutions that want a low-cost cloud lending stack.

For businessesLending
KYC75

Napier AI

Napier AI makes software that helps banks and other financial institutions follow anti-money laundering rules by screening customers and payments against sanctions lists and monitoring transactions.

Built for: Banks and payments firms that want AI-based AML and KYC monitoring.

IdentityFor banksFor businesses
LND75

Zest AI

Zest AI applies artificial intelligence to lending. Its software helps lenders decide who qualifies for credit, and it also offers fraud detection and lending analytics.

Built for: Credit unions and banks seeking to automate additional consumer credit decisions using custom AI models inside a loan system they currently run.

LendingFor banks
WLT75

Moneyfarm

Digital wealth manager with managed ETF portfolios, ISAs and pensions for UK and Italian savers. Private; 2024 group net revenues ~$24M.

Built for: UK savers who want a ready-made ETF portfolio and a published fee inside an ISA or pension.

Holds client moneyFor consumers
KYC75

Strise

Strise supplies anti-money-laundering software for onboarding business and personal customers. It finds who owns a company, screens them, and keeps checking after onboarding. Private; 2025 revenue ~$4.4M.

Built for: Banks, accountants and payment firms in the Nordics and the UK that onboard many business customers.

IdentityFor banksFor businesses
BNK75

Pliant

Pliant builds a credit card platform for businesses, with payment apps and spending limits. Banks and other companies can use its software connections, called APIs, to offer cards. Private; 2024 revenue ~$24M.

Built for: European companies with high monthly card spend that want credit cards, virtual cards and accounting sync in one product.

For businessesCard issuer
WLT75

Seccl

Seccl equips UK advisers, wealth firms, and consumer brands with investment infrastructure. It gives them the custody, dealing, ISA and pension accounts, and the software they need to run their own investment platform. Owned by Octopus; more than 1 million investors.

Built for: UK adviser firms, wealth managers and fintechs that want their own investment platform.

CustodianHolds client moneyFor advisersFor businesses
KYC75

Fourthline

Fourthline checks new customers' documents and faces, screens them for money-laundering risk, and keeps checking them for as long as they stay customers. It is an identity verification and compliance company for European banks and fintechs. Private; profitable.

Built for: European banks, neobanks and brokers that need identity checks to pass supervisor review.

IdentityFor banksFor businesses
LND75

Kriya

Invoice finance and B2B pay-later terms that pay the seller up front, available on Stripe. Owned by Allica Bank; 2024 revenue ~$16M.

Built for: UK B2B sellers, wholesalers and marketplaces offering payment terms to business buyers.

LendingPaymentsFor businesses
BNK75

Statrys

Statrys serves small companies in Hong Kong and Singapore as a business account and payments provider. It offers multi-currency accounts, international transfers, and FX, along with company formation and accounting services. Private; $5M raised.

Built for: Small trading and services companies set up in Hong Kong or Singapore.

Holds client moneyPaymentsFor businesses
KYC75

iDenfy

iDenfy helps companies verify the identity of customers and businesses online and screen them for sanctions and other anti-money laundering risks. Private; 2025 revenue about $5.9M.

Built for: Online businesses that want ID, face and business checks from one vendor, priced per check with a public list of add-ons.

IdentityFor businesses
KYC75

Featurespace

Featurespace is a Cambridge, England, fraud and financial crime detection company, owned by Visa, whose models learn the normal behavior of each customer.

Built for: Banks, issuers, and acquirers that need real-time fraud, scam, and AML detection on large payment volumes.

IdentityFor banksFor businesses
WLT75

Sharesies

Sharesies is a Wellington, New Zealand, investing app where people buy shares, ETFs, and funds in New Zealand, Australia, and the US from small amounts.

Built for: New Zealand and Australian investors who start small and want local and US shares, ETFs, and funds in one app.

Holds client moneyFor consumers
KYC75

Quantexa

Quantexa is a London, England, decision intelligence software company that links customer and transaction data so banks, insurers, and governments can find financial crime, fraud, and risk.

Built for: Large banks, insurers, and governments that want one entity view across AML, fraud, and KYC.

IdentityFor banks
KYC75

Entrust Identity Verification

Entrust Identity Verification, formerly Onfido, checks ID documents and faces for banks, fintechs, and governments as part of Minneapolis-based Entrust.

Built for: Banks, fintechs, and governments that need ID document and selfie checks from a large security vendor.

IdentityFor banksFor businesses
LND75

Pipe

Pipe is an embedded finance company that helps software platforms offer working capital and related financial tools to small and medium-sized businesses.

Built for: Software platforms that want to embed working capital offers for small business customers.

LendingFor businesses
BNK75

Lili

Lili is a New York business banking app for small businesses and freelancers, pairing checking with bookkeeping, tax tools, and invoicing.

Built for: Freelancers and small businesses that want checking with bookkeeping, tax buckets, and invoicing.

For businessesHolds client money
LND75

Ocrolus

Ocrolus is a New York document AI company that turns bank statements, pay stubs, and tax forms into verified data for lenders.

Built for: Lenders that underwrite from bank statements, pay stubs, and tax documents.

LendingFor businesses
WLT75

Vise

Vise is a New York portfolio management platform that lets financial advisers build personalized portfolios, direct indexing, and tax management.

Built for: Independent advisers and RIAs that want personalized, tax-aware portfolios at scale.

For advisers
PAY75

i2c

i2c is a Redwood City, California banking and payments platform that runs credit, debit, and prepaid processing and digital banking for issuers.

Built for: Banks, credit unions, and large fintechs that want credit, debit, and prepaid on one processor.

For businessesFor banksCard issuerPayments
PAY75

Pomelo

Pomelo is a Buenos Aires payments infrastructure company that offers card issuing, processing, and BIN sponsorship to fintechs and banks in Latin America.

Built for: Fintechs and banks that want to issue cards across Latin America from one platform.

For businessesFor banksCard issuerPayments
BNK75

Mooncard

Mooncard is a Paris spend management company that pairs a Visa company card with an accounting engine so French and European teams close their books without re-keying expenses.

Built for: French and European finance teams that want a company card with automatic accounting entries.

For businessesPayments
KYC75

Lucinity

Lucinity is a Reykjavik AML case management company whose Luci AI agent drafts investigations and reports for banks and fintechs, and which now runs investigations as a managed service.

Built for: Compliance teams that want an AI agent, or a managed service, to work their AML alerts.

For banksFor businesses
KYC75

Silent Eight

Silent Eight is a Singapore AI company that resolves sanctions screening, name screening, and transaction alerts for large banks such as HSBC and Standard Chartered.

Built for: Large banks that want AI to clear sanctions and screening alerts with explanations.

For banks
KYC75

Castellum.AI

Castellum.AI is a New York financial crime compliance platform that pairs its own sanctions, PEP, and adverse media data with AML and KYC screening and AI agents that clear alerts.

Built for: US banks, credit unions, and fintechs that want screening data and AI alert review from one vendor.

For banksFor businesses
LND74

Butn

Butn is a lender for Australian businesses. It pays supplier invoices upfront and gives businesses longer to repay, and partner platforms can offer its finance inside their own software.

Built for: Australian SMEs seeking invoice and trade pay-later working capital.

LendingFor businessesPublic company
KYC74

Facephi

Facephi is a biometric identity verification company whose software helps banks and other businesses prevent identity fraud.

Built for: Banks and enterprises seeking biometric identity verification.

IdentityFor banksPublic company
LND74

Parafin

Parafin partners with platforms to offer financing to the small businesses that use them, under the platform's own brand, with AI deciding who qualifies.

Built for: Platforms and payment processors that serve small businesses in the United States or Canada and want a branded financing program, without running underwriting or funding on their own.

LendingFor businesses
PAY74

Yapily

Yapily provides open banking software that lets apps connect to thousands of banks in 19 countries, read account data with customer consent, and start payments through one integration.

Built for: PSPs, lenders, or software vendors that need payments initiation and account data through one open-banking provider.

PaymentsFor businessesFor banks
LND74

Liberis

Liberis, a business finance company, offers funding to small and midsize businesses through more than 40 partner platforms, which offer it inside their own products. Private; 2025 revenue ~$84M.

Built for: Payment companies and software platforms that want to offer funding to their merchants under their own brand.

LendingFor businesses
WLT74

Plum

Plum helps UK and European savers save and invest in one app. It works out how much a user can set aside, moves it automatically, and offers a Cash ISA, a Stocks and Shares ISA, a pension, and funds and shares. Private; turnover ~$24M in the year to March 2025.

Built for: UK savers who want money set aside automatically, with ISAs and a pension in the same app.

Holds client moneyFor consumers
BNK74

Countingup

UK business current account with bookkeeping, invoicing and tax estimates in the app. Private; more than 100,000 small-business users.

Built for: UK sole traders and small limited companies that keep their own books.

For businesses
PAY74

Thredd

Thredd runs a platform for issuing and managing debit, credit, and prepaid cards, virtual or physical, and for managing accounts, balances, and transactions in real time. Private; 2025 revenue ~$56M.

Built for: Fintechs, banks and programme managers that issue cards at scale in the UK, Europe or Asia-Pacific.

PaymentsFor banksFor businesses
PAY74

Token.io

Token.io builds payment technology that moves money directly between bank accounts, so merchants can offer Pay by Bank at checkout across UK and European banks. Private; $80M raised.

Built for: Payment providers, banks and large merchants adding pay-by-bank under their own brand.

PaymentsFor banksFor businesses
KYC74

Ripjar

Ripjar screens customers and suppliers for banks, payment firms, and companies against sanctions lists, politically exposed persons data, and adverse media, using AI that clears most false matches. It is screening software for financial crime compliance. Private; 2025 revenue ~$24M.

Built for: Banks, payment firms and corporate compliance teams screening large customer or supplier books.

IdentityFor banksFor businesses
PAY74

TrueLayer

TrueLayer is a pay-by-bank network. Merchants use it to take account-to-account payments, send payouts, and save a customer's bank for repeat payments across the UK and Europe.

Built for: Merchants and platforms with many UK or European customers that want to cut card costs with pay-by-bank checkout and fast payouts.

PaymentsFor businesses
PAY74

Marqeta

Marqeta is a card-issuing platform. Fintechs, lenders, and large brands use it to issue and process debit, prepaid, and credit cards through APIs.

Built for: Card programs with real volume, mainly in the US, that want fine control over how each payment is approved and funded.

PaymentsFor businessesPublic company
KYC74

iProov

iProov is a London, England, biometric verification company whose Flashmark face technology checks that a person is real and present during online sign-up and sign-in.

Built for: Banks, governments, and large enterprises that need strong proof a person is real and present at sign-up and sign-in.

IdentityFor banksFor businesses
LND74

Dave

Dave is a Los Angeles, California, banking app that gives US consumers cash advances of up to $500, checking accounts, and budgeting tools, with no credit checks and no interest.

Built for: US workers who want cash advances of up to $500 without a credit check, plus a checking account.

LendingFor consumersPublic company
LND74

Capchase

Capchase is a New York company that lets software and hardware vendors offer buy now, pay later terms to business buyers while the vendor gets paid upfront.

Built for: Software and hardware vendors that want to offer business buyers payment terms while getting paid upfront.

LendingFor businesses
KYC74

Middesk

Middesk is a San Francisco business identity company that provides KYB verification and business data APIs for banks, fintechs, and lenders.

Built for: Banks, fintechs, and lenders that need KYB and business identity APIs for US onboarding.

IdentityFor businessesFor banks
LND74

LoanPro

LoanPro is a Utah loan and credit platform that lenders use to service loans, credit cards, and lines, with payments and AI servicing built in.

Built for: Lenders and card issuers that want an API-first servicing core with payments built in.

LendingFor banks
PAY74

Paystand

Paystand is a Scotts Valley B2B payments network that automates receivables for mid-market firms, with flat-fee pricing instead of card fees.

Built for: Mid-market finance teams that want to move B2B receivables off checks and card fees.

PaymentsFor businesses
PAY74

Tilled

Tilled is a Boulder payments company that lets software platforms offer card and ACH processing under their own brand through PayFac-as-a-Service.

Built for: Vertical software platforms that want white-label payments revenue without their own PayFac registration.

PaymentsFor businesses
PAY74

Enfuce

Enfuce is a Finnish card issuer processor and licensed e-money institution that runs payment card programs in the public cloud for European brands.

Built for: European fintechs and brands that want issuing, processing, and a license from one partner.

For businessesCard issuerPayments
PAY74

Zeta

Zeta is a banking technology company whose cloud-native Tachyon platform processes credit cards, debit cards, loans, and deposits for banks.

Built for: Banks replacing mainframe card processing with a cloud-native platform.

For banksCard issuerPayments
BNK74

Spendesk

Spendesk is a Paris spend management platform that gives finance teams in Europe corporate cards, expense claims, invoice payments, and procurement workflows on one system.

Built for: European mid-market finance teams that want cards, expenses, and invoices in one platform.

For businessesPayments
BNK74

Volopay

Volopay is a Singapore spend management platform that gives businesses in Asia Pacific corporate cards, a multi-currency business account, bill payments, and expense automation.

Built for: Asia Pacific businesses that want cards, a multi-currency account, and bill payments in one platform.

For businessesPayments
KYC74

Tookitaki

Tookitaki is a Singapore AML and fraud prevention company whose FinCense platform monitors transactions, screens customers, and shares typologies through a community of financial crime experts.

Built for: Asia Pacific banks, wallets, and payment firms that want AML and fraud monitoring together.

For banksFor businesses
KYC74

Resistant AI

Resistant AI is a Prague fraud detection company that checks documents for forgery and monitors transactions for fraud and money laundering at fintechs, lenders, and payment companies.

Built for: Lenders and payment firms that need forged documents caught at onboarding.

For businessesIdentity
LND74

TurnKey Lender

TurnKey Lender is an Austin lending software company whose cloud platform automates origination, underwriting, servicing, and collections for banks, credit unions, and non-bank lenders in more than 50 countries.

Built for: Banks and non-bank lenders that want the full loan lifecycle on one cloud platform with built-in scoring.

For banksFor businessesLending
WLT73

DriveWealth

DriveWealth supplies brokerage technology that lets banks, apps, and other companies offer trading in US stocks, exchange-traded funds, and fractional shares, meaning pieces of a share.

Built for: Consumer apps, banks and digital wallets, above all those outside the US, seeking to embed investing in US stocks and ETFs through an API.

Holds client moneyBroker-dealerFor businesses
LND73

Earlypay

Earlypay is an Australian lender that offers invoice finance, trade finance, and equipment finance to businesses, including loans against invoices that customers have not yet paid.

Built for: Australian SMEs that invoice other businesses and want invoice or equipment finance.

LendingFor businessesPublic company
KYC73

Salv

Salv combines sanctions and PEP screening, transaction monitoring, customer risk scoring, and a network for sharing investigation intelligence between firms. It is a financial-crime platform based in Tallinn. Private Estonian company.

Built for: European banks, fintechs, and payment firms that want AML tools with collaborative investigation sharing.

IdentityFor banksFor businesses
PAY73

Volt

Open-banking payments network for pay-by-bank checkout and payouts in the UK, Europe and Australia. Private; 2024 turnover ~$23M.

Built for: Merchants and payment companies that want pay-by-bank checkout and payouts in several regions through one connection.

PaymentsFor businesses
PAY73

Vitesse

Vitesse lets insurers, brokers, and claims firms pay claims, hold and move funds in many currencies, and see their cash positions in one place. It is a payments and treasury platform for insurers. Private; revenue ~$42M in the year to March 2025.

Built for: Insurers, MGAs and claims administrators paying claims across several countries.

PaymentsHolds client moneyFor businesses
LND73

Uncapped

Fixed-fee loans and credit lines for ecommerce brands and Amazon sellers, with no personal guarantee. Private; interest income ~$16M in the year to April 2025.

Built for: Ecommerce brands and Amazon sellers with steady online sales that need funding for stock or marketing.

LendingFor businesses
KYC73

Mitek

Mitek is a San Diego, California, identity verification and fraud company whose software checks IDs, faces, and mobile check deposits for banks and other businesses.

Built for: Banks and large businesses that want mobile check deposit, ID and face checks, and fraud tools from one public vendor.

IdentityFor banksPublic company
LND73

EarnIn

EarnIn is a Mountain View, California, earned wage access app that lets US workers take pay they have already earned before payday, with no mandatory fees and no interest.

Built for: US workers with a regular paycheck who want earned pay before payday with no interest or mandatory fee.

LendingFor consumers
BNK73

Weavr

Weavr is a London embedded finance provider that lets B2B software companies offer business accounts and cards in their own apps without a financial license.

Built for: UK and EU B2B software platforms that want to embed business accounts and cards without a license of their own.

For businessesCard issuerPayments
BNK73

Treasury Prime

Treasury Prime is a San Francisco banking-as-a-service company that connects fintechs to community and regional banks for accounts and money movement.

Built for: Fintechs that want deposit accounts and money movement through a network of sponsor banks.

For businessesFor banks
WLT73

Atomic Invest

Atomic Invest is a New York embedded investing platform that lets fintechs, banks, and brands offer brokerage and managed portfolios in their apps.

Built for: Fintechs, banks, and brands that want embedded investing without building a broker-dealer.

For businessesBroker-dealer
PAY73

Episode Six

Episode Six is an Austin, Texas payments software company whose TRITIUM platform runs card issuing and ledgers for banks and brands in more than 50 countries.

Built for: Banks and large brands running card, wallet, and ledger programs in many countries.

For businessesFor banksCard issuerPayments
PAY73

NymCard

NymCard is a Dubai issuer processor licensed by the Central Bank of the UAE that runs card issuing, lending, and money movement across the Middle East.

Built for: Banks and fintechs in the Gulf, Egypt, and Pakistan that want cards and lending from a local processor.

For businessesFor banksCard issuerPayments
PAY73

Wallester

Wallester is a Tallinn card issuer and Visa Principal Member that offers white-label card programs and a business expense card platform.

Built for: European fintechs and companies that want branded Visa cards or expense cards with a ready-made app.

For businessesCard issuerPayments
BNK73

Procurify

Procurify is a Vancouver procurement and spend management platform that takes purchase requests, approvals, purchase orders, bills, and expenses through one workflow for mid-market organizations.

Built for: Mid-market finance and operations teams that want purchase approvals and bills in one system.

For businesses
BNK73

Jeeves

Jeeves is a stablecoin-native banking and spend management platform that gives companies operating in several countries corporate cards, cross-border payments, accounts, and payables software.

Built for: Multinational finance teams that want cards and cross-border payments, especially in Latin America.

For businessesPayments
LND73

HES FinTech

HES FinTech is a Vilnius lending software company whose HES LoanBox platform and GiniMachine AI scoring help banks, credit unions, and fintechs launch and run loan products in more than 30 countries.

Built for: Banks and alternative lenders that want a packaged lending platform with AI scoring.

For banksLending
LND73

Lendflow

Lendflow is an Austin embedded lending platform that connects software companies and fintechs with a network of more than 75 lenders and gives lenders decisioning and AI automation tools.

Built for: Software platforms and lenders that want embedded small business credit through one network.

For businessesLending
LND73

Lentra

Lentra is a Pune cloud lending platform whose origination, decisioning, and loan management software runs retail, MSME, and agricultural lending for more than 30 Indian banks and finance companies.

Built for: Large Indian banks and finance companies that want fast, high-volume digital lending.

For banksLending
LND72

Capify

Founded in 2008, Capify makes business loans to UK companies from about $13,400 to about $4 million and offers finance for equipment and vehicles. Private group; Capify Holdings Limited YE2024 turnover ~$37.2M.

Built for: UK or Australian SMEs that want short-term working capital, including merchant cash advances repaid from card sales.

LendingFor businesses
LND72

Creditspring

Creditspring lends directly to people in the UK, including those with bad credit, offering small personal loans twice a year for a monthly membership fee instead of interest. That fee is the total cost of the credit, which Creditspring states as a representative APR of 83.1%. Private; 2025 interest and fee income ~$62M.

Built for: UK borrowers with thin credit files who want a small loan twice a year at a fixed, known cost.

LendingFor consumers
KYC72

Flagright

Flagright is an anti-money laundering software company, founded in 2021 and based in San Francisco, California, whose platform monitors customer transactions for suspicious activity, scores customer risk, screens people and companies against sanctions and watchlists, manages investigation cases, and files suspicious activity reports for banks, payment companies, and fintechs.

Built for: A fintech, payments firm, crypto business, or small bank whose compliance team wants to write its own monitoring rules without engineers and run alerts, cases, and filings from one vendor.

IdentityFor banksFor businesses
LND72

Casca

Casca is a San Francisco AI loan origination platform that automates small business and SBA lending for banks, including Live Oak Bank and Huntington.

Built for: Banks and SBA lenders that want AI to handle small business loan applications.

For banksLending
KYC71

Intellicheck

Intellicheck is an identity verification company whose software checks driver's licenses and other state-issued IDs to spot fakes and help businesses prevent fraud.

Built for: US or Canadian enterprises that want DMV-backed license validation.

IdentityFor banksFor businessesPublic company
PAY71

Tribe Payments

Tribe Payments gives banks, financial technology companies, and payment businesses a cloud platform for issuing cards, processing merchant payments, and offering digital banking. Private; YE2024 turnover ~$10.2M.

Built for: Banks, fintechs, and acquirers that want modular issuer or acquirer processing on a cloud platform.

PaymentsCard issuerFor banksFor businesses
LND71

ScotPac

ScotPac is an Australian business lender. Small and mid-size companies use it to borrow against unpaid invoices, fund imports, buy equipment, and take short-term business loans.

Built for: Established businesses that sell on credit to other businesses and want a larger invoice-finance facility with a relationship manager.

LendingFor businesses
KYC71

Oscilar

Oscilar is a risk decisioning software company, founded in 2021 and based in Palo Alto, California, whose platform lets banks, lenders, and fintechs decide in real time whether to approve a new customer, a loan, or a payment, with AI agents that help analysts review fraud and anti-money laundering alerts.

Built for: A lender, bank, or fintech with risk engineers or data scientists that wants fraud and credit decisions in one platform, with its own models and machine learning scores in the decision flow.

IdentityLendingFor banks
PAY71

Paynetics

Paynetics is a Bulgarian e-money institution that offers card issuing, payment accounts, acquiring, and BIN sponsorship to fintechs and companies in Europe.

Built for: European fintechs and program managers that want accounts, cards, and BIN sponsorship from one licensed issuer.

For businessesCard issuerPayments
LND71

Canopy

Canopy is an API-first loan management and servicing platform for commercial and embedded lenders that run secured, revolving, installment, and hybrid credit products.

Built for: Business and embedded lenders that want an API servicing core with flexible product rules.

For businessesLending
LND71

defi SOLUTIONS

defi SOLUTIONS is a Texas lending software company whose cloud origination, servicing, and managed servicing products serve captive auto lenders, banks, credit unions, and finance companies across North America.

Built for: Auto lenders, banks, and credit unions that want origination, servicing, and outsourced servicing.

For banksLending
PAY70

PCI-PAL

PCI-PAL provides software that lets contact centers take card payments across voice and digital channels while keeping card numbers away from agents, recordings, and internal systems.

Built for: Organizations that take card payments by phone or in digital messaging.

PaymentsFor businessesPublic company
WLT69

PeerBerry

PeerBerry is a European peer-to-peer lending marketplace, run from Zagreb and Vilnius, that lets retail investors buy short-term consumer and business loans from partner lenders.

Built for: European retail investors who want a small, high-yield slice of a portfolio in short-term loans with a buyback guarantee.

For consumersLending
PAY67

Change Financial

Change Financial provides card issuing and transaction processing, plus PaySim software for testing payment systems. It is a Mastercard card issuing partner in Australia and New Zealand.

Built for: Australian and New Zealand banks and fintechs that need card issuing and program management.

PaymentsCard issuerFor banksPublic company
LND67

Lending Stream

Lending Stream is a UK short-term lender owned by GAIN Credit that offers online loans of $67 to $2,010, repaid over six months, to people with poor or limited credit.

Built for: UK borrowers with poor or thin credit records who need a small sum quickly and can repay within six months.

LendingFor consumers
WLT66

Bondora

Bondora is a Tallinn, Estonia, consumer lender whose investing service lets European investors earn a return from fractions of its loans.

Built for: European investors who want one automated consumer-loan product with daily returns and no fee to invest.

LendingFor consumers
LND65

Fair Finance

Fair Finance is a London, England, social enterprise lender that makes small personal loans to people with poor or thin credit files.

Built for: UK borrowers with poor or thin credit files who need a small one-off personal loan from a regulated direct lender.

LendingFor consumers
BNK62

Spenda

Spenda is a business payments platform where companies can earn rewards on supplier bill payments, get credit to pay supplier invoices, and quote, schedule, and bill jobs.

Built for: Australian SMEs and franchise networks that want accounts payable and receivable software tied to payments.

PaymentsFor businessesPublic company