Companies
We show every company we rate, together with its rating and the buyers it serves. Search by name, or limit the list to a single sector.
20 companies
Stripe
Software and APIs for taking payments online and in person, covering billing, marketplace payouts, screening for fraud and card issuing on one platform. A private company. Headquarters in both San Francisco and Dublin.
Built for: Firms that sell online, SaaS companies and platforms at any scale that want a full payments stack with listed prices and excellent tools for developers.
ShortlistSocure
AI-driven identity verification, scoring for fraud and watchlist screening, run on RiskOS, its decisioning platform aimed at government agencies, banks, fintechs and online businesses. The firm is private. Based in Incline Village, Nevada.
Built for: Public agencies, marketplaces, fintechs and US banks needing strong detection of identity fraud beside KYC, from a self-serve launch to enterprise volume.
ShortlistAdyen
One payments platform that holds its own banking licences, accepts, processes and settles online and face-to-face payments in many countries, and also offers embedded finance for platforms. The firm is public. Headquartered in Amsterdam.
Built for: Enterprises and large platforms selling online and in store in several countries, seeking one acquirer that holds its own licences.
Shortlist with caveatsAltruist
Custodian that self-clears and a software platform aimed at independent investment advisers, including an AI assistant used in planning and meetings. Privately held firm that Vanguard agreed to buy in August 2026. Based in Culver City, California.
Built for: Independent RIAs, breakaway advisors and established firms alike, that want one provider for custody and portfolio software with published fees.
ShortlistBrex
Corporate cards and a business account, with software for travel, expenses and bill pay. Capital One has owned it since April 2026. The address is in San Francisco, California.
Built for: Growing and multi-entity firms seeking corporate cards, travel and expense policy together in a single system, with local-currency cards for use abroad.
ShortlistPersona
A configurable identity platform that verifies people and businesses, screens them against watchlists, and automates fraud reviews, KYC, KYB and age assurance. Persona is a private company. It is headquartered in San Francisco, California.
Built for: Marketplaces, fintechs and platforms that need adaptable identity verification and KYB, and workflows they can change without engineering work.
ShortlistComplyAdvantage
AML compliance software that screens customers and companies, tracks them on an ongoing basis, monitors transactions and screens payments, using its own risk database. Privately held. Head office in London.
Built for: Banks, payments companies, lenders and crypto firms needing PEP, sanctions and adverse media screening with transaction monitoring in a single platform.
Shortlist with caveatsMercury
Business banking platform covering checking, savings and cards, with treasury and bill pay, provided by partner banks. Privately held. Based in San Francisco, California.
Built for: Startups and small firms in the US wanting free business banking, a fee schedule that is clear, and one place for bill pay, cards and treasury.
ShortlistnCino
Cloud banking platform, partly built on Salesforce, for onboarding clients, opening accounts, and lending across commercial, mortgage, consumer, and small business lines. The firm is public. Headquarters in Wilmington, North Carolina.
Built for: Banks and credit unions, all sizes, seeking one platform that covers commercial, consumer, and small business lending, with portfolio analytics and audit trails prepared for exams.
ShortlistAirwallex
Accounts in multiple currencies, foreign exchange, cards, spend controls and payment collection for firms that work across borders. Privately held. San Francisco and Singapore are the joint headquarters.
Built for: Firms selling in several countries, paying suppliers or basing teams there and seeking multi-currency accounts with FX fees published.
Shortlist with caveatsBraintree
A PayPal gateway and merchant-account product, offered as PayPal Enterprise Payments, that takes wallets, cards, PayPal and Venmo on websites and in apps from a single integration. It is a PayPal service.
Built for: Merchants whose buyers use PayPal or Venmo heavily and who want both cards and wallets via one published-rate integration.
Shortlist with caveatsRamp
Corporate cards and software covering travel, expenses, bill pay and procurement, plus a checking account a partner bank maintains. Privately held, based in New York.
Built for: Finance teams hoping to automate cards and expenses, as well as bills and procurement, especially companies on NetSuite, Sage Intacct or Workday.
ShortlistAddepar
Platform for data, reporting and AI that unites portfolio data, market data and client data, serving wealth firms, family offices and banks. Privately held. Headquartered in New York.
Built for: RIAs, family offices and private banks needing consolidated reporting that spans public assets, private assets and complex ownership structures.
Shortlist with caveatsAlloy
An orchestration platform for identity and fraud. It serves banks and fintechs and reaches 270+ data providers via one integration and automates decisions on fraud, credit, AML and onboarding. Privately held. Head office in New York.
Built for: Credit unions, banks and fintechs that combine several credit, identity and fraud data providers and want a single place to build and to test decisions.
Shortlist with caveatsCheckout.com
Global payments platform that works as acquirer, processor and gateway. Payouts, identity verification, card issuing and fraud screening run through one API. It is private, with headquarters in London.
Built for: Enterprise merchants in travel, fintech, e-commerce and gaming that want one provider covering global acquiring, payouts and fraud tools.
Shortlist with caveatsApex Fintech Solutions
APIs and the AscendOS platform supply infrastructure for custody, clearing, trading and wealth management to firms that provide investing for their own customers. The company is private. Headquarters: Dallas, Texas.
Built for: Brokerages, wealth firms and fintech apps seeking outsourced custody and clearing, API access and broad asset coverage.
Shortlist with caveatsBlend
A cloud platform that originates digital applications for mortgages, home equity, consumer loans and deposit accounts, and runs from application to closing. The company is public. Based in Novato, California.
Built for: Mortgage lenders, banks and credit unions seeking a current digital experience for applications and closings across mortgages, consumer products and home equity.
Shortlist with caveatsZest AI
Bespoke machine-learning models for credit underwriting, application fraud checks and AI lending analytics, built for banks, credit unions and specialty lenders and run inside the origination system the lender already uses. The company is private. Headquartered in Burbank, California.
Built for: Credit unions and banks seeking to automate additional consumer credit decisions using custom AI models inside a loan system they currently run.
Shortlist with caveatsMeridianLink
Cloud software for lending and account opening, used by credit unions, community banks, consumer reporting agencies and mortgage lenders, and delivered on MeridianLink One. Privately owned since October 2025. Headquartered in Irvine, California.
Built for: Community banks and credit unions that want one vendor for consumer, mortgage, indirect auto and deposit account opening, with many integrations ready to use.
Shortlist with caveatsDriveWealth
Brokerage as a service, through a US broker-dealer and APIs, so banks, apps and wallets can offer their own customers worldwide US investing, fractional shares included. The firm is private. Headquarters are in New York.
Built for: Consumer apps, banks and digital wallets, above all those outside the US, seeking to embed investing in US stocks and ETFs through an API.
Shortlist with caveatsThat search returned no companies.