The Fintech Index
20 companies rated 5 sectors 1 data report Last checked Sep 23, 2026

Rankings

Within each sector, the top-rated companies appear in rating order.

PAY

Top-rated Payments & acquiring companies, 2026

Full ranking

  1. 1

    Stripe

    89/100 Shortlist

    Firms that sell online, SaaS companies and platforms at any scale that want a full payments stack with listed prices and excellent tools for developers.

    Open profile
  2. 2

    Adyen

    83/100 Shortlist with caveats

    Enterprises and large platforms selling online and in store in several countries, seeking one acquirer that holds its own licences.

    Open profile
  3. 3

    Braintree

    78/100 Shortlist with caveats

    Merchants whose buyers use PayPal or Venmo heavily and who want both cards and wallets via one published-rate integration.

    Open profile
BNK

Top-rated Business banking & treasury companies, 2026

Full ranking

  1. 1

    Brex

    81/100 Shortlist

    Growing and multi-entity firms seeking corporate cards, travel and expense policy together in a single system, with local-currency cards for use abroad.

    Open profile
  2. 2

    Mercury

    79/100 Shortlist

    Startups and small firms in the US wanting free business banking, a fee schedule that is clear, and one place for bill pay, cards and treasury.

    Open profile
  3. 3=

    Airwallex

    78/100 Shortlist with caveats

    Firms selling in several countries, paying suppliers or basing teams there and seeking multi-currency accounts with FX fees published.

    Open profile
LND

Top-rated Lending & credit infrastructure companies, 2026

Full ranking

  1. 1

    nCino

    79/100 Shortlist

    Banks and credit unions, all sizes, seeking one platform that covers commercial, consumer, and small business lending, with portfolio analytics and audit trails prepared for exams.

    Open profile
  2. 2

    Blend

    76/100 Shortlist with caveats

    Mortgage lenders, banks and credit unions seeking a current digital experience for applications and closings across mortgages, consumer products and home equity.

    Open profile
  3. 3

    Zest AI

    75/100 Shortlist with caveats

    Credit unions and banks seeking to automate additional consumer credit decisions using custom AI models inside a loan system they currently run.

    Open profile
KYC

Top-rated KYC, AML & identity companies, 2026

Full ranking

  1. 1

    Socure

    85/100 Shortlist

    Public agencies, marketplaces, fintechs and US banks needing strong detection of identity fraud beside KYC, from a self-serve launch to enterprise volume.

    Open profile
  2. 2

    Persona

    81/100 Shortlist

    Marketplaces, fintechs and platforms that need adaptable identity verification and KYB, and workflows they can change without engineering work.

    Open profile
  3. 3

    ComplyAdvantage

    80/100 Shortlist with caveats

    Banks, payments companies, lenders and crypto firms needing PEP, sanctions and adverse media screening with transaction monitoring in a single platform.

    Open profile
WLT

Top-rated Wealth & brokerage platforms companies, 2026

Full ranking

  1. 1

    Altruist

    82/100 Shortlist

    Independent RIAs, breakaway advisors and established firms alike, that want one provider for custody and portfolio software with published fees.

    Open profile
  2. 2

    Addepar

    77/100 Shortlist with caveats

    RIAs, family offices and private banks needing consolidated reporting that spans public assets, private assets and complex ownership structures.

    Open profile
  3. 3

    Apex Fintech Solutions

    76/100 Shortlist with caveats

    Brokerages, wealth firms and fintech apps seeking outsourced custody and clearing, API access and broad asset coverage.

    Open profile