The Fintech Index
20 companies rated 5 sectors 1 data report Last checked Sep 23, 2026
LND

Top-rated Lending & credit infrastructure companies, 2026

Every Lending & credit infrastructure company we rate is listed in rating order. The method behind each rating matches the full profile.

  1. 1

    nCino

    79/100 Shortlist

    Banks and credit unions, all sizes, seeking one platform that covers commercial, consumer, and small business lending, with portfolio analytics and audit trails prepared for exams.

    Open profile
  2. 2

    Blend

    76/100 Shortlist with caveats

    Mortgage lenders, banks and credit unions seeking a current digital experience for applications and closings across mortgages, consumer products and home equity.

    Open profile
  3. 3

    Zest AI

    75/100 Shortlist with caveats

    Credit unions and banks seeking to automate additional consumer credit decisions using custom AI models inside a loan system they currently run.

    Open profile
  4. 4

    MeridianLink

    74/100 Shortlist with caveats

    Community banks and credit unions that want one vendor for consumer, mortgage, indirect auto and deposit account opening, with many integrations ready to use.

    Open profile

Ratings were checked on September 23, 2026. The sector contains 4 companies.