Market research
Original fintech research with the tables, charts, and method behind each report.
Cash Usage Statistics: 2026 Report
How often do people still pay with cash? We tracked a decade of US payments, cash use by age, income, and region, and cash's share in Europe and the UK.
Neobank Revenue per User Statistics: 2026 Report
How much does a neobank earn from each customer? We compared revenue per user at seven digital banks, Nubank's cost to serve, and how fast each figure is growing.
Corporate Treasury Cash Visibility and Liquidity Statistics: 2026 Report
How clearly can treasury teams see their cash? We charted real-time visibility gaps, 2026 treasury priorities, and short-term investment objectives.
Payment Orchestration Approval Rate Statistics: 2026 Report
Do approval rates rise with orchestration? We charted approval rates by capability tier, common routing practices, and reported authorization uplifts.
Instant Payment Transaction Limit Statistics: 2026 Report
How high are instant payment limits? We compared per-payment caps on five rails with the average payment each one carries.
Real-Time Payments Adoption Statistics: 2026 Report
How fast are instant payments growing? We charted RTP payments by year, FedNow payments by quarter, and 2025 volumes on four rails.
Digital Wallet Transaction Volume Statistics: 2026 Report
How much money moves through digital wallets? We compared global wallet spending, wallet shares in 10 markets, and PayPal's quarterly payment volume.
Stock Trading App Fee Statistics: 2026 Report
What does it cost to buy US shares on a trading app outside the US? We compared commissions and FX fees at six apps we rate on $1,000 and $10,000 trades.
P2P Lending Return Statistics: 2026 Report
What do P2P lending investors keep after losses? We compared Mintos gross and net returns since 2019, PeerBerry and Go & Grow headline rates, and investment volume.
AML False Positive Rate Statistics: 2026 Report
How many AML alerts are false alarms? We compared published false-positive cuts at rated vendors, FinCEN SAR filing volumes, and data on how AI reviews alerts.
Merchant Cash Advance Cost Statistics: 2026 Report
Where do the extra charges enter a merchant cash advance? We totaled Capify’s additional fees, worked through Parafin’s demo and checked how each provider describes its funding scale.
Robo-Advisor Assets Under Management Statistics: 2026 Report
How much money do digital wealth platforms hold for their customers? We compared public asset increases, matched-date customer ratios and platform fees at the companies we rate.
Fintech Venture Debt Statistics: 2026 Report
US venture debt hit a record $62.4B in 2025 across 943 deals. We tracked capital, deal counts, and average size from 2023 through Q3 2026.
Neobank Customer Statistics: 2026 Report
Revolut leads with 68.3M customers and $67.3B in balances. We tracked six neobanks' customers, deposits, growth, and deposit per customer.
Credit Card Interest Rate Statistics: 2026 Report
Card interest at US banks averaged 22.36% on balances in August 2026. We tracked rates since 2015, the gap over prime, balances, and charge-offs.
Account Takeover Fraud Statistics: 2026 Report
Account takeover cost victims $359.7M in 2025, about $76,500 per complaint. We tracked FBI losses for phishing, identity theft, and card fraud since 2023.
Overdraft Fee Statistics: 2026 Report
What does an overdraft cost in 2026? We tracked bank overdraft revenue since 2019, average fees, who pays, and the overdraft terms of the companies we rate.
Fintech Customer Complaint Statistics: 2026 Report
How often do customers complain about fintech companies? We reviewed 17.7 million CFPB complaints since 2019 and the complaint records of the companies we rate.
Fintech IPO Statistics: 2026 Report
How have recent fintech IPOs held up? We tracked 11 fintech IPOs of 2025 and 2026, US IPO counts since 2019, and the public companies we rate.
Cross-Border Payment Fees Statistics: 2026 Report
What does paying across borders cost? We compared card and currency conversion fees at 10 rated companies with World Bank, FSB, Visa, and Mastercard data.
Embedded Finance Statistics: 2026 Report
How much money has gone into the companies that supply accounts, cards, and payments to other businesses? We compared Bain and Juniper forecasts with funding totals for nine private providers.
RIA Valuation Multiples: 2026 Report
What do buyers pay for an RIA, and how much does seller size change the multiple? We compared published EBITDA medians, LPL's disclosed deal terms, and 2026 deal counts.
Credit Application Rejection Rates: 2026 Report
Who is rejected most for cards, auto loans and mortgages? We compare rates by credit score, race, income and age using Fed and HMDA data.
Small Business Loan Approval Rates: 2026 Report
Does a quick yes from an online lender cost more than a bank loan? We set seven lenders' posted fees beside the Fed's survey of applicants.
Fintech Lender APR Statistics: 2026 Report
Does the low rate in a loan ad match what borrowers get? We compared eight lenders' advertised ranges with California's yearly loan records.
Fintech Enforcement Action Statistics: 2026 Report
Which fintech companies has the CFPB pursued, and what did those cases cost them? We read every public enforcement case the agency has filed since 2012.
Debit Interchange Fee Statistics: 2026 Report
What hidden fee rides along with every debit card swipe at the checkout? Federal Reserve filings from banks and card networks give the answer.
Fintech Lender Charge-Off Rates: 2026 Report
What share of online loans do lenders end up writing off? The rates come from the charge-offs each public lender reports to investors.
Crypto Exchange Take Rates: 2026 Report
When you buy or sell coins, what slice goes to the exchange? We compared each public exchange's trading revenue with its reported volume.
Neobank Customer Acquisition Cost Statistics: 2026 Report
How many marketing dollars does a digital bank spend to sign up one customer? We weighed each bank's marketing budget against the accounts it added.
BNPL Default Rates: 2026 Report
When shoppers pay in installments, how often does the lender lose the money? We rebuilt loss rates from lender filings and CFPB data.
Payment Take Rate Benchmarks: 2026 Report
From every dollar a payment company processes, how many cents become revenue? We set each public processor's revenue against the volume it handled.
Fintech Compliance Cost Statistics: 2026 Report
What does a fintech pay each year to stay compliant with financial rules? We surveyed U.S. fintechs on budgets for staff, software, lawyers and fees.
Fintech Startup Burn Rate Statistics: 2026 Report
How many dollars a month does a venture-backed fintech startup go through? Monthly accounts from pre-seed to late-stage companies show the pace.
Fintech Fraud Loss Rate Benchmarks: 2026 Report
What share of a fintech's volume ends up stolen by fraudsters? U.S. fintechs reported their losses, which we split by business type and payment method.
Fintech Gross Margin Benchmarks: 2026 Report
Once a fintech pays to serve its customers, how much revenue is left? We recast private company accounts on one cost definition to compare them.
Fintech Time to Profitability Statistics: 2026 Report
How many years pass before a typical fintech turns its first annual profit? We traced venture-backed fintechs started between 2010 and 2021, year by year.
Fintech M&A Valuation Multiples: 2026 Report
How richly do buyers value the fintech companies they acquire? We set each deal price since 2022 against the target's revenue and earnings.