About The Fintech Index

The Fintech Index is an independent review site for fintech companies. We rate companies across five sectors: payments and acquiring, business banking and treasury, lending and credit infrastructure, KYC, AML and identity, and wealth and brokerage platforms.

Each review scores a company from 0 to 100 on eight criteria. Four are specific to its sector. The other four apply to every company: onboarding and support, product depth and roadmap, contract terms, and pricing transparency. The rating is the average of the eight, rounded to a whole number. Scores are based on public information such as pricing pages, filings, product documentation and compliance disclosures.

We also publish original market research on topics such as BNPL default rates, payment take rates and fintech lender APRs.

No company pays to be reviewed, rated or ranked on The Fintech Index.

To send a correction, a question about our data, or a company for us to review, use the contact page.

Founder

The Fintech Index is founded and edited by Benjamin Margolis.

Benjamin has spent more than a decade in payments and consumer finance. He is passionate about fintech, especially financing that helps small businesses, the backbone of our economy. He started this site because he saw a need for independent, objective information about the many fintech companies that impact our lives.

Ben is currently VP of Sales at Credit Key, which offers buy now, pay later terms to businesses.

You can find Benjamin on LinkedIn.