Assessment
Sumsub can serve as the only vendor for most steps in a buyer's compliance work. Individuals can be verified with 14,000+ document types across 220+ countries and territories or without documents, businesses receive registry, ownership, and corporate AML checks, and screening draws on 50,000+ sources with ComplyAdvantage matching included. Transaction monitoring supplies pre-built rules, dry-run tests, and goAML-format FIU reports, and a drag-and-drop builder that can prepare flows from an uploaded policy feeds case queues that use four-eye approvals.
Individual check prices are public: Basic is priced at $1.35 per verification and carries a $149 monthly minimum, and Compliance, which includes AML checks and address checks, is priced at $1.85 with a $299 minimum. Quotes cover KYB, transaction monitoring, and the broader fraud tools. Standard terms last 12 months and continue automatically, though either party may leave after giving 30 days' written notice. Sumsub disclosed in February 2026 that a support environment was reached by an attacker in July 2024. Names accounted for most of the exposure, and the access remained unnoticed until January 2026.
Scenarios
| Scenario | Suitability | Why |
|---|---|---|
| User onboarding across many countries | Well suited | 14,000+ document types spanning 220+ countries and territories, and checks that use no document. |
| KYB including ownership checks | Well suited | Registry checks, ownership checks, and corporate AML checks, with corporate documents from 140+ countries reviewed in house. |
| FIU reporting alongside transaction monitoring | Well suited | The custom plan includes pre-built rules, dry-run testing, and goAML-format reports. |
| Low monthly volume for a small team | Partly suited | Self-serve plans include monthly minimums of $149 or $299, and the custom plan is required for KYB. |
Built for
Regulated fintechs, payments companies, and crypto platforms seeking KYC, KYB, AML screening, and transaction monitoring from a single vendor, configured with no code.
Less suited to
Buyers that need a published price for KYB, or for transaction monitoring, or very small teams whose volume will not meet a $149 monthly minimum.
Who should consider it
Likely to suit
- Crypto, payments, and trading firms that onboard users worldwide
- Compliance teams seeking KYC, KYB, and AML monitoring from a single vendor
- EU firms requiring identity and KYB modules certified under eIDAS
Unlikely to suit
- Buyers that require published prices for KYB or for transaction monitoring
- Very small teams unable to meet a $149 monthly minimum
- Self-serve buyers that want integration handled by the vendor
Rating by criterion
How the eight criteria that form the rating for Sumsub are each scored out of 100.
Sector criteria
14,000+ document types spanning 220+ countries and territories, AML screening of 50,000+ sources, KYB registry checks over 30K+ data sources, non-document verification, and database validation.
Duplicate search and deepfake detection are part of Basic; fraud network, device, email, and phone risk checks are extra on that plan; behavioral monitoring, IP risk, and payment fraud tools require the custom plan.
A no-code builder can convert an uploaded policy to a draft flow that a person must approve, and it includes test mode, revision rollback, case queues, team routing, four-eye approvals, and FIU reporting.
Sanctions screening (including OFAC, UN, HMT, EU, and DFAT lists), checks for PEP status and adverse media, ongoing monitoring and transaction monitoring, and SAR and STR reporting, along with a June 2026 recertification under eIDAS 2.0 at the High level, SOC 2 Type 2, and ISO/IEC 27001.
Vendor criteria
A single platform covers verification of users and of businesses, AML screening, transaction monitoring, Travel Rule, and fraud prevention. MCP integration for AI agents is listed on every plan, and Summy AI Copilot is added on the custom plan.
24x7 support is listed on every plan, while integration and product training stay self-guided on Basic and Compliance, and only the custom plan includes a dedicated success manager.
Basic is $1.35 and Compliance is $1.85 per verification, with monthly minimums of $149 and $299 and many add-on prices shown, though several paid add-ons list no price, and KYB and transaction monitoring require a quote.
Standard terms cover 12 months beginning at the billing start and renew on their own, either party may end them on 30 days' written notice, and the monthly minimum stays due even with no usage.
Against its peers
How Sumsub compares with other companies we rate in KYC, AML & identity.
User comments
Brief quotes drawn from public reviews posted by users of Sumsub. Each one links to the review where it appeared. We omit sites where vendors pay to be featured or pay for a review, plus any review the site flags as incentivized.
Fact file
| Self-serve pricing | Per verification, Basic is $1.35 and Compliance is $1.85, with monthly minimums of $149 and $299 Source |
|---|---|
| Document coverage | 14,000+ document types spanning 220+ countries and territories Source |
| Contract term | Runs 12 months starting when billing starts, then renews automatically; either party may end it by giving 30 days' written notice Source |
| Certification | Announced June 16, 2026: eIDAS 2.0 recertification at the High level of confidence covering identity and KYB modules Source |
| Security incident | Disclosed February 4, 2026: a support environment was accessed in July 2024, and the access was found in January 2026 Source |
Source pages
- Sumsub pricing: https://sumsub.com/pricing/ (As of September 24, 2026)
- Sumsub about page: https://sumsub.com/about/ (As of September 24, 2026)
- Sumsub company story: https://sumsub.com/our-journey/ (As of September 24, 2026)
- Sumsub ID verification: https://sumsub.com/id-verification/ (As of September 24, 2026)
- Sumsub AML screening: https://sumsub.com/aml-screening/ (As of September 24, 2026)
- Sumsub business verification: https://sumsub.com/business-verification-services/ (As of September 24, 2026)
- Sumsub transaction monitoring: https://sumsub.com/aml-transaction-monitoring/ (As of September 24, 2026)
- Sumsub case management: https://sumsub.com/case-management/ (As of September 24, 2026)
- Sumsub workflow orchestration: https://sumsub.com/workflow-builder/ (As of September 24, 2026)
- Sumsub trust center: https://sumsub.com/sumsub-trust-center/ (As of September 24, 2026)
- Sumsub terms and conditions: https://sumsub.com/terms-and-conditions/ (As of September 24, 2026)
- Sumsub security incident update: https://sumsub.com/newsroom/security-incident-update/ (As of September 24, 2026)
- Sumsub eIDAS 2.0 recertification: https://sumsub.com/newsroom/sumsub-recertified-under-eidas-2-0-with-a-high-level-of-confidence-for-identity-and-business-verification/ (As of September 24, 2026)
How this rating was made
This profile gives our own assessment of Sumsub to companies selecting a KYC, AML & identity provider. The Fintech Index receives nothing for featuring a firm, for sponsorship, or for advertising, and Sumsub gave us no payment for the profile.
The rating equals the average of eight criteria, with every criterion running from 0 to 100. Four address buyer needs in this sector, and four address the company together with its commercial terms.
Ratings are our editorial judgment, made from public information: pricing and legal pages, product documentation, compliance disclosures, and filings. This profile had no lab tests, and no accounts were opened. Fact-checking took place on September 24, 2026.
Project manager, Banking / Capterra / May 2025
Architect, Information Technology and Services / Capterra / April 2022
Head of Compliance & Risk Management, Financial Services / Capterra / December 2021