KYC, AML & identity
Identity verification, AML screening, and compliance orchestration for regulated fintechs.
Top three
| Rank | Company | Rating |
|---|---|---|
| 1 | SumsubRegulated fintechs, payments companies, and crypto platforms seeking KYC, KYB, AML screening, and transaction monitoring from a single vendor, configured with no code. | 84 |
| 2 | PersonaMarketplaces, fintechs and platforms that need adaptable identity verification and KYB, and workflows they can change without engineering work. | 81 |
| 2 | SEONOnline businesses and fintechs that want fraud scoring and AML from one vendor with a posted entry price. | 81 |
All rated companies in this sector
Sumsub
Sumsub's platform verifies users and businesses, monitors transactions, and manages fraud cases, helping companies onboard customers safely and follow compliance rules.
Built for: Regulated fintechs, payments companies, and crypto platforms seeking KYC, KYB, AML screening, and transaction monitoring from a single vendor, configured with no code.
IdentityFor businessesPersona
Persona lets companies verify people and businesses online, detect coordinated fraud, and review suspicious cases, using modular tools they can combine.
Built for: Marketplaces, fintechs and platforms that need adaptable identity verification and KYB, and workflows they can change without engineering work.
IdentityFor businessesSEON
SEON is a Budapest and Austin fraud prevention and AML platform that scores sign-ups, logins, and payments with digital footprint and device data for fintechs, marketplaces, and iGaming operators.
Built for: Online businesses and fintechs that want fraud scoring and AML from one vendor with a posted entry price.
For businessesIdentityComplyAdvantage
ComplyAdvantage makes financial crime software that screens customers, companies, and payments and monitors transactions to help firms meet anti-money laundering requirements.
Built for: Banks, payments companies, lenders and crypto firms needing PEP, sanctions and adverse media screening with transaction monitoring in a single platform.
IdentityFor banksVeriff
Veriff checks ID documents, faces, and liveness, which shows a real person is present, to verify people online in over 230 countries and territories.
Built for: Marketplaces, mobility platforms and fintechs that require document and selfie checks across many countries and want to begin on self-serve, with no long-term contract.
IdentityFor businessesNICE Actimize
NICE Actimize is a Hoboken, New Jersey, financial crime software company owned by NiCE that sells anti-money laundering, fraud prevention, trade surveillance, and case management systems to banks.
Built for: Large and midsize banks, brokers, and insurers that want one established suite for AML, fraud, and surveillance.
IdentityFor banksVouched
Vouched is a Seattle identity verification company that checks government IDs and biometrics, then re-checks that the same person is present for later high-risk actions.
Built for: Healthcare and financial-services teams that need IDV plus later step-up identity checks.
IdentityFor businessesAlloy
Alloy connects banks, credit unions, and financial technology companies with identity and fraud data from many providers, speeding up onboarding and stopping fraud.
Built for: Banks and fintechs that need configurable decisioning across identity, fraud and compliance vendors.
IdentityFor banksComplyCube
ComplyCube is a London identity verification and AML platform with document, biometric, and screening checks across 220+ countries.
Built for: Fintechs and regulated businesses that want KYC, KYB, and AML checks from one API.
IdentityFor businessesFeedzai
Feedzai is a Lisbon and US fraud and financial crime platform whose RiskOps software scores card, transfer, and account activity for large banks, processors, and the European Central Bank.
Built for: Large banks and processors that want fraud and AML on one machine learning platform.
For banksFrankieOne
FrankieOne is an Australian KYC, KYB, AML, and fraud orchestration platform that connects banks and fintechs to many identity and fraud vendors through one API and decision engine.
Built for: Banks and fintechs that want one orchestration layer over many KYC, KYB, AML, and fraud vendors.
IdentityFor businessesFor banksJumio
Jumio is a Sunnyvale, California, identity verification company whose AI checks ID documents, selfies, and risk signals so banks, fintechs, and other businesses can onboard customers and stop fraud.
Built for: Banks, fintechs, and gaming and crypto firms that onboard customers from many countries.
IdentityFor businessesFor banksSardine
Sardine is a San Francisco fraud and compliance platform that uses device, behavior, and payment data to stop fraud and money laundering for banks and fintechs.
Built for: Banks, fintechs, and marketplaces that want fraud, AML, and identity checks from one platform.
IdentityFor banksFor businessesAu10tix
Au10tix is an identity verification company, owned by ICTS International, that checks documents, biometrics, and business identity for banks, fintechs, and online platforms.
Built for: Banks, fintechs, and online platforms that need document, biometric, and reusable digital ID checks.
IdentityFor businessesFor bankscomplead
complead, formerly Sanction Scanner, is a London AML platform that screens customers against sanctions, PEP, and adverse media lists and monitors transactions for more than 800 financial institutions.
Built for: Fintechs and payment firms that want fast list screening plus monitoring and fraud in one contract.
For businessesHawk
Hawk makes software that uses artificial intelligence to monitor transactions, screen customers and payments against watchlists, and detect fraud for banks and payment firms. Private; 2024 gross profit ~$11M.
Built for: Banks, payment companies and fintechs with high transaction volumes that want fewer false-positive alerts.
IdentityFor banksFor businessesHummingbird
Hummingbird is a Los Angeles compliance case management platform where banks, fintechs, and sponsor banks investigate alerts, build customer profiles, and file suspicious activity reports.
Built for: Investigators at banks and fintechs who want cases, profiles, and filings in one workspace.
For banksFor businessesOndato
Ondato helps businesses confirm who their customers are, screen them against sanctions lists, and follow anti-money laundering rules, using identity verification software. Private; 2025 revenue ~$14M.
Built for: Online businesses in Europe and the UK that onboard people and companies and want known check prices.
IdentityFor businessesThetaRay
ThetaRay is a New York and Tel Aviv AML software company whose AI transaction monitoring, sanctions screening, and investigation agents serve banks, fintechs, and payment providers.
Built for: Banks and payment providers that want AI transaction monitoring for cross-border flows.
For banksFor businessesUnit21
Unit21 is a San Francisco fraud and AML platform that gives banks and fintechs transaction monitoring, case management, and AI agents for alerts.
Built for: Banks, credit unions, and fintechs that run fraud and AML monitoring and investigations in-house.
For banksIdentityCastellum.AI
Castellum.AI is a New York financial crime compliance platform that pairs its own sanctions, PEP, and adverse media data with AML and KYC screening and AI agents that clear alerts.
Built for: US banks, credit unions, and fintechs that want screening data and AI alert review from one vendor.
For banksFor businessesEntrust Identity Verification
Entrust Identity Verification, formerly Onfido, checks ID documents and faces for banks, fintechs, and governments as part of Minneapolis-based Entrust.
Built for: Banks, fintechs, and governments that need ID document and selfie checks from a large security vendor.
IdentityFor banksFor businessesFeaturespace
Featurespace is a Cambridge, England, fraud and financial crime detection company, owned by Visa, whose models learn the normal behavior of each customer.
Built for: Banks, issuers, and acquirers that need real-time fraud, scam, and AML detection on large payment volumes.
IdentityFor banksFor businessesFourthline
Fourthline checks new customers' documents and faces, screens them for money-laundering risk, and keeps checking them for as long as they stay customers. It is an identity verification and compliance company for European banks and fintechs. Private; profitable.
Built for: European banks, neobanks and brokers that need identity checks to pass supervisor review.
IdentityFor banksFor businessesiDenfy
iDenfy helps companies verify the identity of customers and businesses online and screen them for sanctions and other anti-money laundering risks. Private; 2025 revenue about $5.9M.
Built for: Online businesses that want ID, face and business checks from one vendor, priced per check with a public list of add-ons.
IdentityFor businessesLucinity
Lucinity is a Reykjavik AML case management company whose Luci AI agent drafts investigations and reports for banks and fintechs, and which now runs investigations as a managed service.
Built for: Compliance teams that want an AI agent, or a managed service, to work their AML alerts.
For banksFor businessesNapier AI
Napier AI makes software that helps banks and other financial institutions follow anti-money laundering rules by screening customers and payments against sanctions lists and monitoring transactions.
Built for: Banks and payments firms that want AI-based AML and KYC monitoring.
IdentityFor banksFor businessesQuantexa
Quantexa is a London, England, decision intelligence software company that links customer and transaction data so banks, insurers, and governments can find financial crime, fraud, and risk.
Built for: Large banks, insurers, and governments that want one entity view across AML, fraud, and KYC.
IdentityFor banksSilent Eight
Silent Eight is a Singapore AI company that resolves sanctions screening, name screening, and transaction alerts for large banks such as HSBC and Standard Chartered.
Built for: Large banks that want AI to clear sanctions and screening alerts with explanations.
For banksStrise
Strise supplies anti-money-laundering software for onboarding business and personal customers. It finds who owns a company, screens them, and keeps checking after onboarding. Private; 2025 revenue ~$4.4M.
Built for: Banks, accountants and payment firms in the Nordics and the UK that onboard many business customers.
IdentityFor banksFor businessesFacephi
Facephi is a biometric identity verification company whose software helps banks and other businesses prevent identity fraud.
Built for: Banks and enterprises seeking biometric identity verification.
IdentityFor banksPublic companyiProov
iProov is a London, England, biometric verification company whose Flashmark face technology checks that a person is real and present during online sign-up and sign-in.
Built for: Banks, governments, and large enterprises that need strong proof a person is real and present at sign-up and sign-in.
IdentityFor banksFor businessesMiddesk
Middesk is a San Francisco business identity company that provides KYB verification and business data APIs for banks, fintechs, and lenders.
Built for: Banks, fintechs, and lenders that need KYB and business identity APIs for US onboarding.
IdentityFor businessesFor banksResistant AI
Resistant AI is a Prague fraud detection company that checks documents for forgery and monitors transactions for fraud and money laundering at fintechs, lenders, and payment companies.
Built for: Lenders and payment firms that need forged documents caught at onboarding.
For businessesIdentityRipjar
Ripjar screens customers and suppliers for banks, payment firms, and companies against sanctions lists, politically exposed persons data, and adverse media, using AI that clears most false matches. It is screening software for financial crime compliance. Private; 2025 revenue ~$24M.
Built for: Banks, payment firms and corporate compliance teams screening large customer or supplier books.
IdentityFor banksFor businessesTookitaki
Tookitaki is a Singapore AML and fraud prevention company whose FinCense platform monitors transactions, screens customers, and shares typologies through a community of financial crime experts.
Built for: Asia Pacific banks, wallets, and payment firms that want AML and fraud monitoring together.
For banksFor businessesMitek
Mitek is a San Diego, California, identity verification and fraud company whose software checks IDs, faces, and mobile check deposits for banks and other businesses.
Built for: Banks and large businesses that want mobile check deposit, ID and face checks, and fraud tools from one public vendor.
IdentityFor banksPublic companySalv
Salv combines sanctions and PEP screening, transaction monitoring, customer risk scoring, and a network for sharing investigation intelligence between firms. It is a financial-crime platform based in Tallinn. Private Estonian company.
Built for: European banks, fintechs, and payment firms that want AML tools with collaborative investigation sharing.
IdentityFor banksFor businessesFlagright
Flagright is an anti-money laundering software company, founded in 2021 and based in San Francisco, California, whose platform monitors customer transactions for suspicious activity, scores customer risk, screens people and companies against sanctions and watchlists, manages investigation cases, and files suspicious activity reports for banks, payment companies, and fintechs.
Built for: A fintech, payments firm, crypto business, or small bank whose compliance team wants to write its own monitoring rules without engineers and run alerts, cases, and filings from one vendor.
IdentityFor banksFor businessesIntellicheck
Intellicheck is an identity verification company whose software checks driver's licenses and other state-issued IDs to spot fakes and help businesses prevent fraud.
Built for: US or Canadian enterprises that want DMV-backed license validation.
IdentityFor banksFor businessesPublic companyOscilar
Oscilar is a risk decisioning software company, founded in 2021 and based in Palo Alto, California, whose platform lets banks, lenders, and fintechs decide in real time whether to approve a new customer, a loan, or a payment, with AI agents that help analysts review fraud and anti-money laundering alerts.
Built for: A lender, bank, or fintech with risk engineers or data scientists that wants fraud and credit decisions in one platform, with its own models and machine learning scores in the decision flow.
IdentityLendingFor banksCriteria for this sector
Four criteria measure buyer needs in this sector. The other four remain identical from sector to sector and cover the vendor and its commercial terms.
| Verification coverage Sector criteria | Data sources, documents and countries included in the checks. |
|---|---|
| Fraud and risk signals Sector criteria | Signals that spot account fraud and synthetic identities. |
| Case management and workflow Sector criteria | Tools, rules and orchestration for case review. |
| Regulatory fit Sector criteria | How well sanctions, KYC and AML duties are supported by the product, with audit evidence. |
| Product depth and roadmap Vendor criteria | Coverage of the job by the product, and how active development is. |
| Onboarding and support Vendor criteria | Implementation aid, documentation and support channels offered by the company. |
| Pricing transparency Vendor criteria | How much pricing a buyer can view before any sales conversation. |
| Contract terms Vendor criteria | Exit terms, minimums and commitments, to the extent the company publishes them. |