KYC

KYC, AML & identity

Identity verification, AML screening, and compliance orchestration for regulated fintechs.

Top three

1
Socure
85/100 Shortlist
Public agencies, marketplaces, fintechs and US banks needing strong detection of identity fraud beside KYC, from a self-serve launch to enterprise volume.
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2
Persona
81/100 Shortlist
Marketplaces, fintechs and platforms that need adaptable identity verification and KYB, and workflows they can change without engineering work.
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3
ComplyAdvantage
80/100 Shortlist with caveats
Banks, payments companies, lenders and crypto firms needing PEP, sanctions and adverse media screening with transaction monitoring in a single platform.
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All rated companies in this sector

Socure

AI-driven identity verification, scoring for fraud and watchlist screening, run on RiskOS, its decisioning platform aimed at government agencies, banks, fintechs and online businesses. The firm is private. Based in Incline Village, Nevada.

Built for: Public agencies, marketplaces, fintechs and US banks needing strong detection of identity fraud beside KYC, from a self-serve launch to enterprise volume.

Shortlist

KYC81

Persona

A configurable identity platform that verifies people and businesses, screens them against watchlists, and automates fraud reviews, KYC, KYB and age assurance. Persona is a private company. It is headquartered in San Francisco, California.

Built for: Marketplaces, fintechs and platforms that need adaptable identity verification and KYB, and workflows they can change without engineering work.

Shortlist

KYC80

ComplyAdvantage

AML compliance software that screens customers and companies, tracks them on an ongoing basis, monitors transactions and screens payments, using its own risk database. Privately held. Head office in London.

Built for: Banks, payments companies, lenders and crypto firms needing PEP, sanctions and adverse media screening with transaction monitoring in a single platform.

Shortlist with caveats

KYC77

Alloy

An orchestration platform for identity and fraud. It serves banks and fintechs and reaches 270+ data providers via one integration and automates decisions on fraud, credit, AML and onboarding. Privately held. Head office in New York.

Built for: Credit unions, banks and fintechs that combine several credit, identity and fraud data providers and want a single place to build and to test decisions.

Shortlist with caveats

Criteria for this sector

Four criteria measure buyer needs in this sector. The other four remain identical from sector to sector and cover the vendor and its commercial terms.

Verification coverage Sector criteria	Data sources, documents and countries included in the checks.
Fraud and risk signals Sector criteria	Signals that spot account fraud and synthetic identities.
Case management and workflow Sector criteria	Tools, rules and orchestration for case review.
Regulatory fit Sector criteria	How well sanctions, KYC and AML duties are supported by the product, with audit evidence.
Product depth and roadmap Vendor criteria	Coverage of the job by the product, and how active development is.
Onboarding and support Vendor criteria	Implementation aid, documentation and support channels offered by the company.
Pricing transparency Vendor criteria	How much pricing a buyer can view before any sales conversation.
Contract terms Vendor criteria	Exit terms, minimums and commitments, to the extent the company publishes them.