Assessment
i2c is used by banks, credit unions, fintechs, and brands that run credit, debit, and prepaid programs, often in several countries. Its best use cases are modernizing a bank’s card stack, launching credit programs, and running multi-country programs, with past clients including First Abu Dhabi Bank, CIBC, Comerica, and Australia Post. It prices by quote in the enterprise tier, and its main competitors are SoFi Technology Solutions (Galileo), Marqeta, Paymentology, Episode Six, and Zeta.
Amir Wain founded i2c in 2001, and it remains founder-led. Its PowerOne platform covers issuer processing for credit, debit, and prepaid cards along with core banking and money movement, and the company says it serves more than 216 markets with 99.999% availability. Client renewals and expansions rose 42% over two years, and it added a chief growth officer and chief marketing officer in March 2026.
It fits an established issuer that values a long operating record and wants credit and debit from one processor. It is a weaker fit for a small startup that wants self-serve onboarding and posted prices.
Rating by criterion
We score each of the eight criteria out of 100.
Sector criteria
Process credit, debit, and prepaid cards, with core banking and money movement on the same PowerOne platform.
Configure products through a building-block platform and APIs, with integration run as an enterprise project.
Run on infrastructure with 99.999% availability and the security controls expected by large banks.
Support programs in more than 216 markets with major card networks and partners such as Crypto.com.
Vendor criteria
Expect steady product work under a founder who has led the company for 25 years.
Work with implementation and support teams in the US and Lahore, Pakistan.
Request a quote; i2c does not publish pricing.
Sign enterprise processing agreements negotiated per client.
Against its peers
These are the other companies in payments and acquiring, with their ratings.
User comments
These buyer-oriented points draw on i2c’s company pages and its 2026 announcements.
- Upside
- Upside
- Downside
Where customer reviews couldn't be found, our analysts attempted to give a voice to buyer sentiment, drawing on real information from review sites, forums and product documentation. We omit sites where vendors pay to be featured or pay for a review, plus any review the site flags as incentivized.
Based on: i2c about page; i2c modernization momentum announcement; i2c leadership page.
Fact file
| Founder and chief executive | Amir Wain |
|---|---|
| Founded | 2001 |
| Platform | PowerOne: credit, debit, and prepaid processing, core banking, and money movement |
| Reach | More than 216 markets |
| Availability | 99.999% |
Competitive landscape
Enterprise issuer processors a bank or large fintech would compare with i2c.
i2c: 75
- i2c75
- SoFi Technology Solutions76
- Paymentology76
- Marqeta74
- Zeta74
- Episode Six73
- FiservNot reviewed
Comparisons
Key leadership
Amir Wain founded i2c in 2001 and is chief executive. He earlier founded two engineering firms in Pakistan.
How this review was created
This profile gives our own assessment of i2c to companies selecting a Payments & acquiring provider. The Fintech Index receives nothing for featuring a firm, for sponsorship, or for advertising, and i2c gave us no payment for the profile.
The rating equals the average of eight criteria, with every criterion running from 0 to 100. Four address buyer needs in this sector, and four address the company together with its commercial terms.
Ratings are our editorial judgment, made from public information: pricing and legal pages, product documentation, compliance disclosures, public reviews and filings. Fact-checking took place on November 10, 2026.
Source pages
- i2c about page: https://www.i2cinc.com/about-us/ (As of November 10, 2026)
- i2c leadership page: https://www.i2cinc.com/meet-our-leaders/ (As of November 10, 2026)
- i2c modernization momentum announcement: https://www.i2cinc.com/i2c-banking-payments-modernization-momentum/ (As of November 10, 2026)
- i2c Juniper award announcement: https://www.i2cinc.com/i2c-ceo-fintech-leader-of-the-year-juniper/ (As of November 10, 2026)
- Profit, January 2019: https://profit.pakistantoday.com.pk/2019/01/28/pakistan-does-not-have-a-billion-dollar-software-company-meet-the-man-who-wants-to-change-that (As of November 10, 2026)