Assessment
Moneybox is used by UK consumers who want to save and invest through ISAs, pensions, and cash products. At the end of 2025 it reported 1.7 million customers and about £19B (~$25.5B) of assets under administration, and its best use cases are Stocks and Shares ISAs, Lifetime ISAs, pensions, and cash savings. Fees vary by product, and its main competitors are Wealthify, Plum, and Chip.
Ben Stanway and Charlie Mortimer launched Moneybox in 2016. The 2025 annual report showed £115.6M (~$154.9M) of revenue, up 23%, and a third straight year of profit before tax. A July 2026 employee share sale valued the company at about £800M (~$1.07B).
It fits a UK retail saver who wants a broad product shelf in one app. It is a weaker fit for an adviser-led wealth platform, and for a US investor who needs a US brokerage.
Rating by criterion
We score each of the eight criteria out of 100.
Sector criteria
Open ISAs, pensions, and cash accounts in one app. Moneybox covers investing and saving products for UK retail customers.
Use in-app tools for goals such as home deposits. Lifetime ISA and related products are part of the shelf.
Expect a retail app, not adviser custody. Integrations are consumer-product focused instead of RIA custody.
Client assets are held under UK protections for the relevant account types. Moneybox reports assets under administration instead of a US broker model.
Vendor criteria
Expect continued scale. Customers and AUA grew sharply in 2025 while the firm stayed profitable.
Onboard through the consumer app. Account opening is self-serve for retail customers.
Read product fee pages carefully. Different ISAs, cash products, and investments carry different charges.
Standard retail terms apply. Consumers accept published product terms instead of a negotiated enterprise contract.
Against its peers
These are the other companies in wealth and brokerage platforms, with their ratings.
User comments
We read Moneybox’s 2025 results release and valuation note to see what buyers value, and set them against the main limit a buyer meets.
- Upside
- Downside
Where customer reviews couldn't be found, our analysts attempted to give a voice to buyer sentiment, drawing on real information from review sites, forums and product documentation.
Based on: Moneybox, 2025 results; Moneybox, valuation note.
Fact file
| Founders | Ben Stanway and Charlie Mortimer |
|---|---|
| Customers (end-2025) | 1.7 million |
| AUA (end-2025) | About £19B (~$25.5B) |
| 2025 revenue | About £115.6M (~$154.9M) |
| 2026 secondary valuation | About £800M (~$1.07B) |
Competitive landscape
UK digital wealth apps a retail saver would compare with Moneybox.
Moneybox: 78
Comparisons
Key leadership
Ben Stanway co-founded Moneybox and is executive chair.
How this review was created
This profile gives our own assessment of Moneybox to companies selecting a Wealth & brokerage platforms provider. The Fintech Index receives nothing for featuring a firm, for sponsorship, or for advertising, and Moneybox gave us no payment for the profile.
The rating equals the average of eight criteria, with every criterion running from 0 to 100. Four address buyer needs in this sector, and four address the company together with its commercial terms.
Ratings are our editorial judgment, made from public information: pricing and legal pages, product documentation, compliance disclosures, public reviews and filings. Fact-checking took place on November 5, 2026. Figures reported in pounds were converted to US dollars at the Federal Reserve H.10 rate of $1.3398 per pound on October 30, 2026.
Source pages
- Moneybox home page: https://www.moneyboxapp.com/ (As of November 5, 2026)
- Moneybox, 2025 results: https://support.moneyboxapp.com/moneybox-strengthens-market-position-as-profitability-scale-and-product-diversification-drive-record-year/ (As of November 5, 2026)
- Moneybox, valuation note: https://support.moneyboxapp.com/moneybox-valuation-climbs-to-800m-us1-1b-as-it-prepares-pisces-enabled-secondary-share-sale-for-long-serving-employees/ (As of November 5, 2026)