PeerBerry

Assessment

PeerBerry is used by retail investors in Europe who want income from loans in place of stocks or bonds. It has about 124,000 investors, and its best use cases are short-term consumer loans, business loans, and real estate-backed loans from partner lenders, bought manually or through Auto Invest. Investors pay no fees and can start with about $11, and the site reports an average annual return of 10.99%. Its main competitors are Mintos, Esketit, Robocash, and Bondora.

Aventus Group, a lending group operating since 2009, founded PeerBerry in 2017. The operator is Peerberry d.o.o. in Zagreb, with an office in Vilnius. In 2025 investors funded $392.4M of loans and earned $11.84M in interest. Revenue was flat at $2.78M and net profit fell to about $16,600 after spending on two new projects, its eighth straight profitable year. Its 2025 accounts were not audited by an outside firm.

It fits an investor who understands the credit risk and wants a high-yield slice of a wider portfolio. It is a weak fit for anyone who needs deposit protection, since the loans carry no government guarantee, or who wants regulated investment protection.

Rating by criterion

We score each of the eight criteria out of 100.

Sector criteria

Vendor criteria

Against its peers

These are the other companies in wealth and brokerage platforms, with their ratings.

User comments

We read PeerBerry’s home page, its 2025 annual report, and independent coverage of its results to see what investors value, and set them against the main limit an investor meets.

• Upside

  “Investors value the steady interest payments, the buyback guarantee, and a record of no investor losses from lender defaults so far.”

• Downside

  “Much of the loan supply comes from lenders tied to one group, and the platform’s own accounts are not audited by an outside firm.”

Where customer reviews couldn't be found, our analysts attempted to give a voice to buyer sentiment, drawing on real information from review sites, forums and product documentation.

Based on: PeerBerry home page; re:think P2P, 2025 results.

Fact file

Competitive landscape

European loan marketplaces an investor would compare with PeerBerry.

• PeerBerry69
• Mintos78
• Bondora66
• EsketitNot reviewed
• RobocashNot reviewed

Comparisons

• Mintos vs PeerBerry

Key leadership

• Arunas Lekavicius

Arunas Lekavicius is chief executive of PeerBerry. He spent more than 15 years in Scandinavian banking and fintech.

How this review was created

This profile gives our own assessment of PeerBerry to companies selecting a Wealth & brokerage platforms provider. The Fintech Index receives nothing for featuring a firm, for sponsorship, or for advertising, and PeerBerry gave us no payment for the profile.

The rating equals the average of eight criteria, with every criterion running from 0 to 100. Four address buyer needs in this sector, and four address the company together with its commercial terms.

Ratings are our editorial judgment, made from public information: pricing and legal pages, product documentation, compliance disclosures, public reviews and filings. Fact-checking took place on November 3, 2026. Figures reported in euros were converted to US dollars at the Federal Reserve H.10 rate of $1.1163 per euro on October 30, 2026.