Mintos vs PeerBerry
A person comparing Mintos with PeerBerry is choosing where to buy small slices of consumer and business loans from European lending companies. Both offer manual picks and automatic investing. Mintos packages its loans as Notes under an investment-firm licence and also sells bonds, ETFs, and real estate. PeerBerry focuses on loans.
Mintos
78 / 100
Best for
An EU investor who wants loan Notes inside a MiFID II-regulated account, with bonds, ETFs, and real estate in the same place.
PeerBerry
Not reviewed here
Best for
An investor who wants a loans-only marketplace and has read PeerBerry's own pages on its licensing status, buyback terms, and lending companies.
Watch-out
Mintos charges 0.29% to 0.39% a year for automated loan portfolios, and its €20,000 compensation cover does not apply when a lending company fails.
Bottom line
Choose Mintos when regulated custody, compensation if the platform fails, and assets beyond loans are what the investor wants. Choose PeerBerry when a loans-only marketplace is the goal and its current licensing status has been checked on its own site.