Rydoo

Assessment

Rydoo is used by finance teams at multinational companies that want employees to capture receipts on a phone, route claims through approvals, and export clean data to accounting. It serves more than 1 million users and 3,000 customers in 132 countries, with a compliance database for local tax rules and certified paperless expensing. Expense pricing is posted per user: Essentials costs €8 a user a month billed annually and Pro €10, which is about $9 and $11, with Business and Enterprise plans quoted. Its main competitors are Expensify, Spendesk, Payhawk, and SAP Concur.

The company began as a travel and expense platform backed by Sodexo, built through the 2017 purchases of iAlbatros and Expenditure, and it now focuses on expense and accounts payable. In July 2025 it bought the Norwegian invoice automation company Semine. Revenue is €35 million, which is about $39M, of which €10 million comes from accounts payable, and it says it is profitable and growing more than 30% a year. It has about 260 employees across Belgium, Portugal, Norway, and India.

It fits a company with employees in many countries that needs per diems, mileage, and local compliance, and that wants invoices handled in the same vendor. It is a weaker fit for a team that wants a bank account and corporate cards from the same product.

Rating by criterion

We score each of the eight criteria out of 100.

Sector criteria

Vendor criteria

Against its peers

These are the other companies in business banking and treasury, with their ratings.

User comments

These buyer-oriented points draw on Rydoo’s pricing and company pages and on an interview with its chief executive about the Semine acquisition.

• Upside

  “Our people in a dozen countries submit receipts from their phones, and the local tax rules are already built in.”

• Upside

  “Posted per-user prices let us budget the first rollout without a sales call.”

• Downside

  “The cheaper plans have a five-user minimum, and approvals beyond two levels need the Business plan.”

Where customer reviews couldn't be found, our analysts attempted to give a voice to buyer sentiment, drawing on real information from review sites, forums and product documentation. We omit sites where vendors pay to be featured or pay for a review, plus any review the site flags as incentivized.

Based on: Rydoo pricing; Rydoo about page; Rydoo interview in Deplacements Pros.

Fact file

Competitive landscape

Expense and spend management platforms a multinational finance team would compare with Rydoo.

• Rydoo76
• Payhawk81
• Pleo79
• Expensify78
• Spendesk74
• SAP ConcurNot reviewed

Comparisons

• Expensify vs Rydoo: Features, Coverage and Pricing Compared (2026)

Key leadership

• Sébastien Marchon

Sébastien Marchon founded Rydoo in 2015 and is chief executive. He earlier led the travel and expense business of Sodexo, which was a shareholder in Rydoo at its start.

How this review was created

This profile gives our own assessment of Rydoo to companies selecting a Business banking & treasury provider. The Fintech Index receives nothing for featuring a firm, for sponsorship, or for advertising, and Rydoo gave us no payment for the profile.

The rating equals the average of eight criteria, with every criterion running from 0 to 100. Four address buyer needs in this sector, and four address the company together with its commercial terms.

Ratings are our editorial judgment, made from public information: pricing and legal pages, product documentation, compliance disclosures, public reviews and filings. Fact-checking took place on November 11, 2026. Figures reported in euros were converted to US dollars at the Federal Reserve H.10 rate of $1.1154 per euro on November 6, 2026.