Expensify vs Rydoo: Features, Coverage and Pricing Compared (2026)

Key Features Compared

Expensify vs Rydoo at a Glance, November 2026

Feature	Expensify	Rydoo
Ratings
Fintech Index score	78 / 100Higher score	76 / 100
Overview
What it is	Expense-management app that scans receipts, files reports, reimburses staff, and issues a Visa commercial card	Expense and accounts payable software that handles employee claims, corporate cards, and supplier invoices
Who uses it	Freelancers, small businesses, and mid-sized teams; more than 15 million members	Finance teams at multinational companies; more than 1 million users and 3,000 customers in 132 countries
Main products	Receipt scanning, expense reports, mileage tracking, the Expensify Visa Commercial Card, virtual cards, travel booking, global reimbursements, and Concierge AI	Expense claims, mileage, per diems in more than 15 countries, card matching, certified paperless expensing, and supplier invoice automation
Where it operates	Worldwide, with the card issued in the United States	Worldwide, with offices in Belgium, Portugal, Norway, and India
Products and features
Company cards	Visa Commercial Card and free virtual cards	Matches existing cards rather than issuing its own
Invoicing and bookkeeping	Receipts, reports, and accounting sync	Expense claims and supplier invoices
Deposit guarantee	Not a bank account	Not a bank account
Pricing
How pricing works	Per-member monthly price that falls as the company uses the Expensify Card	Essentials €8 and Pro €10 a user a month billed annually, approximately $9 and $11; Business and Enterprise are quoted
Published prices	Per-member prices posted	Essentials and Pro prices postedPer-user prices posted
Technology and compliance
Licenses and account protection	The Expensify Visa Commercial Card is issued by The Bancorp Bank; Expensify is publicly traded on the Nasdaq	Software vendor; matches card transactions from Visa, Mastercard, Amex, Corner Card, and AirPlus
Apps and API	API and integrations with more than 45 systems	API and ERP connections
Integrations and partners	QuickBooks, NetSuite, Sage Intacct, Xero, Workday, and Gusto	More than 50 HR, travel, ERP, and finance tools, including QuickBooks, Xero, and Exact Online
Onboarding and support	In-app chat on every expense and a help site	Dedicated account managers on larger plans
Company
Founded	2008	2015
Headquarters	Portland, Oregon	Mechelen, Belgium
Ownership	Public expense management software and card program	Private expense management and accounts payable software
Funding	Publicly traded on the Nasdaq under EXFY; 2025 revenue of $142.1M	Approximately $10M in early rounds, followed by a private equity investment in June 2024
Key leader	David Barrett	Sébastien Marchon
Scale	2025 revenue of $142.1M; 117 full-time employees	€35M revenue; profitable since 2023

Fintech Index Scores Compared

We rate every company on eight criteria from 0 to 100, four tied to what buyers in its sector need and four shared by every company, and the rating is their average. Expensify scores 78 and Rydoo scores 76.

Criterion Scores Out of 100

Key Differences Between Expensify and Rydoo

Cards

Expensify issues the Expensify Visa Commercial Card, with free virtual cards. Rydoo matches transactions from cards a company already holds, including Visa, Mastercard, Amex, Corner Card, and AirPlus.

Pricing Model

Expensify charges per member, with the price falling as the company uses its card. Rydoo charges per user, with Essentials at €8 and Pro at €10 a month billed annually.

Scale

Expensify reported 2025 revenue of $142.1M and 117 full-time employees. Rydoo reports revenue of €35M, 3,000 customers in 132 countries, and profit since 2023.

Pros and Cons

Who Each Is Best For

Alternatives to Expensify and Rydoo

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Frequently Asked Questions