The Fintech Index
20 reviews 5 categories 1 research report Updated Sep 23, 2026

Rankings

In each category, the companies reviewed highest, ordered by Fintech Index Score.

PAY

Highest reviewed Payments & acquiring companies (2026)

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  1. 1

    Stripe

    8.9/10 Recommend

    Firms that sell online, SaaS companies and platforms at any scale that want a full payments stack with listed prices and excellent tools for developers.

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  2. 2

    Adyen

    8.3/10 Conditional recommend

    Enterprises and large platforms selling online and in store in several countries, seeking one acquirer that holds its own licences.

    Open review
  3. 3

    Braintree

    7.8/10 Conditional recommend

    Merchants whose buyers use PayPal or Venmo heavily and who want both cards and wallets via one published-rate integration.

    Open review
BNK

Highest reviewed Business banking & treasury companies (2026)

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  1. 1

    Brex

    8.1/10 Recommend

    Growing and multi-entity firms seeking corporate cards, travel and expense policy together in a single system, with local-currency cards for use abroad.

    Open review
  2. 2

    Mercury

    7.9/10 Recommend

    Startups and small firms in the US wanting free business banking, a fee schedule that is clear, and one place for bill pay, cards and treasury.

    Open review
  3. 3=

    Airwallex

    7.8/10 Conditional recommend

    Firms selling in several countries, paying suppliers or basing teams there and seeking multi-currency accounts with FX fees published.

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LND

Highest reviewed Lending & credit infrastructure companies (2026)

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  1. 1

    nCino

    7.9/10 Recommend

    Banks and credit unions, all sizes, seeking one platform that covers commercial, consumer, and small business lending, with portfolio analytics and audit trails prepared for exams.

    Open review
  2. 2

    Blend

    7.6/10 Conditional recommend

    Mortgage lenders, banks and credit unions seeking a current digital experience for applications and closings across mortgages, consumer products and home equity.

    Open review
  3. 3

    Zest AI

    7.5/10 Conditional recommend

    Credit unions and banks seeking to automate additional consumer credit decisions using custom AI models inside a loan system they currently run.

    Open review
KYC

Highest reviewed KYC, AML & identity companies (2026)

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  1. 1

    Socure

    8.5/10 Recommend

    Public agencies, marketplaces, fintechs and US banks needing strong detection of identity fraud beside KYC, from a self-serve launch to enterprise volume.

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  2. 2

    Persona

    8.1/10 Recommend

    Marketplaces, fintechs and platforms that need adaptable identity verification and KYB, and workflows they can change without engineering work.

    Open review
  3. 3

    ComplyAdvantage

    8.0/10 Conditional recommend

    Banks, payments companies, lenders and crypto firms needing PEP, sanctions and adverse media screening with transaction monitoring in a single platform.

    Open review
WLT

Highest reviewed Wealth & brokerage platforms companies (2026)

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  1. 1

    Altruist

    8.2/10 Recommend

    Independent RIAs, breakaway advisors and established firms alike, that want one provider for custody and portfolio software with published fees.

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  2. 2

    Addepar

    7.7/10 Conditional recommend

    RIAs, family offices and private banks needing consolidated reporting that spans public assets, private assets and complex ownership structures.

    Open review
  3. 3

    Apex Fintech Solutions

    7.6/10 Conditional recommend

    Brokerages, wealth firms and fintech apps seeking outsourced custody and clearing, API access and broad asset coverage.

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