Verdict
Fraud detection is what Socure is built around. Sigma Identity Fraud models rate an identity for theft signals, Socure Verify reviews consumer data from 400+ sources, and Predictive DocV checks government IDs using selfie liveness. RiskOS, which rests on the Effectiv platform that Socure agreed in 2024 to acquire, links these in a workflow builder without code that has backtesting, shadow mode and management of cases.
Pricing in this category is unusually open. Socure Launch, the self-serve plan, prices an evaluation at $0.80 to $1.30, includes $1,000 in free credits each month and requires no commitment. Enterprise pricing follows usage and offers volume discounts. In August 2026 Socure raised fresh funding at a valuation of $5.2 billion and, during that same period, bought Fravity, a platform for agentic operations. Counts of customers and the figures for country coverage differ by page, so they should be treated as approximate.
Score breakdown
How Socure is scored on criteria buyers in this category care about.
Buyer outcomes
IDs from 190+ countries are accepted in 49 languages, eKYC is offered in 180 countries, consumer data is checked across 400+ sources, and watchlist screening covers 25,000+ sources.
Models from Sigma Identity Fraud, device and behavioral signals via Digital Intelligence, and entity network graphs within RiskOS case management.
RiskOS has a no-code workflow builder for shadow mode and backtesting, with templates, while watchlist case management uses four-eye review and AI summaries of cases.
KYC and CIP checks, tiered screening on Standard, Plus and Premier for sanctions, PEP and adverse media, and certifications that include ISO/IEC 27001:2022, SOC 2 Type 2 and FedRAMP Moderate on the government product.
Company and commercial
Growth has been fast through the acquisitions of Effectiv, Qlarifi and Fravity, and it reports annual recurring revenue of $364 million for the second quarter of 2026.
Self-serve offers chat and email support, while Enterprise provides a dedicated account team, a solutions consultant alongside data science support.
Published self-serve rates are $0.80 to $1.30 for every evaluation, with $1,000 of monthly credits; the enterprise price is custom.
The self-serve plan requires no commitment, and enterprise contracts price on volume and spend.
The field at a glance
Placement of Socure by Overall Score among KYC, AML & identity companies reviewed by us.
Use-case fit
| Use case | Fit | Notes |
|---|---|---|
| Halting identity fraud during account opening | Strong | Device signals, fraud models and document checks run as one set. |
| A young fintech starting self-serve | Strong | Published per-check prices, monthly free credits and a sandbox. |
| Public sector programs on identity | Strong | SocureGov carries FedRAMP Moderate authorization. |
| A customer base mostly non-US | Mixed | Documents have global coverage, but the fraud data is mostly focused on the US. |
Who it's for
Good fit
- Card issuers and US banks combating identity fraud
- Fintechs that hope to open self-serve, then scale up
- State and federal agencies requiring an authorized provider
Poor fit
- Firms whose users live mainly outside the US
- Teams that need only AML screening
- Buyers who need published customer figures to agree
Key facts
| Self-serve pricing | $0.80 to $1.30 per evaluation, and $1,000 of credits free monthly Source |
|---|---|
| Platform | RiskOS, based on Effectiv, which in October 2024 Socure agreed to buy Source |
| Customers | According to Socure, 3,000+ customers Source |
| Government authorization | Its government product has FedRAMP Moderate authorization Source |
| Funding | A growth round at a valuation of $5.2 billion and the acquisition of Fravity were announced August 27, 2026 Source |
Sources
- Socure homepage: https://www.socure.com/ (As of September 23, 2026)
- Socure pricing: https://www.socure.com/pricing (As of September 23, 2026)
- Socure RiskOS: https://www.socure.com/solutions/riskos (As of September 23, 2026)
- Socure document verification: https://www.socure.com/products/document-verification (As of September 23, 2026)
- Socure identity verification: https://www.socure.com/products/identity-verification (As of September 23, 2026)
- Socure global watchlist screening: https://www.socure.com/products/global-watchlist (As of September 23, 2026)
- Socure global identity verification: https://www.socure.com/use-cases/global-identity-verification (As of September 23, 2026)
- Socure security: https://www.socure.com/security (As of September 23, 2026)
- Socure to acquire Effectiv: https://www.socure.com/blog/socure-to-acquire-effectiv (As of September 23, 2026)
- Socure growth investment and Fravity acquisition: https://www.socure.com/news-and-press/strategic-growth-investment-fravity-acquisition (As of September 23, 2026)
- Socure contact page: https://www.socure.com/contact-us (As of September 23, 2026)
- Socure Series E announcement: https://www.socure.com/blog/socure-raises-450m-as-part-of-a-series-e-at-a-4-5b-valuation (As of September 23, 2026)
Methodology
This page sets out an independent evaluation of Socure for companies choosing a provider in KYC, AML & identity. The Fintech Index accepts no payment for placement, sponsorship or advertising, and Socure paid nothing for this review.
The Overall Score averages eight criteria, each given a score from 0 to 10. Four measure outcomes that matter to buyers in this category, and four address the company, including its commercial terms.
Scores are our editorial reading of public information: filings, compliance disclosures, product documentation, and pricing and legal pages. Lab tests were not run and accounts were not opened for this review. We checked the facts on September 23, 2026.