KYC, AML & identity
Identity verification, AML screening, and compliance orchestration for regulated fintechs.
Highest scores
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1
Open review
Socure
Public agencies, marketplaces, fintechs and US banks needing strong detection of identity fraud beside KYC, from a self-serve launch to enterprise volume.
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2
Open review
Persona
Marketplaces, fintechs and platforms that need adaptable identity verification and KYB, and workflows they can change without engineering work.
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3
Open review
ComplyAdvantage
Banks, payments companies, lenders and crypto firms needing PEP, sanctions and adverse media screening with transaction monitoring in a single platform.
Every review in this category
Socure
AI-driven identity verification, scoring for fraud and watchlist screening, run on RiskOS, its decisioning platform aimed at government agencies, banks, fintechs and online businesses. The firm is private. Based in Incline Village, Nevada.
Best for: Public agencies, marketplaces, fintechs and US banks needing strong detection of identity fraud beside KYC, from a self-serve launch to enterprise volume.
RecommendPersona
A configurable identity platform that verifies people and businesses, screens them against watchlists, and automates fraud reviews, KYC, KYB and age assurance. Persona is a private company. It is headquartered in San Francisco, California.
Best for: Marketplaces, fintechs and platforms that need adaptable identity verification and KYB, and workflows they can change without engineering work.
RecommendComplyAdvantage
AML compliance software that screens customers and companies, tracks them on an ongoing basis, monitors transactions and screens payments, using its own risk database. Privately held. Head office in London.
Best for: Banks, payments companies, lenders and crypto firms needing PEP, sanctions and adverse media screening with transaction monitoring in a single platform.
Conditional recommendAlloy
An orchestration platform for identity and fraud. It serves banks and fintechs and reaches 270+ data providers via one integration and automates decisions on fraud, credit, AML and onboarding. Privately held. Head office in New York.
Best for: Credit unions, banks and fintechs that combine several credit, identity and fraud data providers and want a single place to build and to test decisions.
Conditional recommendHow this category is scored
Four criteria track outcomes that matter to buyers in this category. Another four, the same in all categories, address the company and the commercial terms.
| Verification coverage Buyer outcomes | Data sources, documents and countries included in the checks. |
|---|---|
| Fraud and risk signals Buyer outcomes | Signals that spot account fraud and synthetic identities. |
| Case management and workflow Buyer outcomes | Tools, rules and orchestration for case review. |
| Regulatory fit Buyer outcomes | How well sanctions, KYC and AML duties are supported by the product, with audit evidence. |
| Product depth and roadmap Company and commercial | Coverage of the job by the product, and how active development is. |
| Onboarding and support Company and commercial | Implementation aid, documentation and support channels offered by the company. |
| Pricing transparency Company and commercial | How much pricing a buyer can view before any sales conversation. |
| Contract terms Company and commercial | Exit terms, minimums and commitments, to the extent the company publishes them. |