The Fintech Index
31 companies rated 5 sectors 2 reports Last checked Oct 5, 2026

Change Financial vs Marqeta

A person comparing Change Financial with Marqeta is deciding who should power card issuing and program controls for a bank or fintech brand.

Change Financial

67 / 100

Best for

An Australia or New Zealand program that wants PaaS issuing with local Mastercard BIN sponsorship and a vendor that also sells payment testing.

Marqeta

Not reviewed here

Best for

A buyer that wants a large, modern card-issuing platform with deep just-in-time (JIT) funding, where each card payment is funded as it is approved, and experience running programs in many regions.

Watch-out

Change wound down its US operations in 2026, so North American coverage is an open question for a program that launches there first.

Bottom line

Choose Change Financial when the program will run mainly in Australia or New Zealand and the buyer wants local BIN sponsorship and PaySim certification from one vendor. Choose Marqeta when the buyer needs broad global issuing reach and plans to use separate testing tools.