Stephan Haslebacher is co-founder and chief operating officer of Moss, the Berlin, Germany, spend-management company he started in 2019 with Ante Spittler and Ferdinand Meyer. Read our review of Moss.
An E-money Licence from BaFin
In 2024 Moss announced that its group company, Moss GmbH, held an e-money licence from BaFin, Germany's financial regulator. With it, Moss became a direct member of the Mastercard network and the issuer of its own corporate cards, with customer funds held in escrow at Deutsche Bank. "Securing an EMI license has been a strategic priority for Moss since our founding and we are proud of achieving this milestone," he said in June 2024.
Why Small Firms Want a Licensed Provider
He ties the licence to what smaller companies want from a finance provider. "Trust and reliability is key to serving SMBs and pursuing a license in Germany was an obvious step for us to underline our commitment to quality and ultimately, building the best possible financial products for our customers," he said.
