The Fintech Index
31 companies rated 5 sectors 2 reports Last checked Oct 5, 2026

Lightyear vs Trading 212

A person comparing Lightyear with Trading 212 is deciding which low-fee European investing app should hold a multi-market portfolio. Both advertise low or no commission on ETFs and stocks. Lightyear emphasises multi-currency accounts, a published fee page for each country, and savings in money market funds. Trading 212 is a larger, established competitor with its own Invest and CFD (contract for difference) products.

Lightyear

80 / 100

Best for

An investor who wants Lightyear's fee card, multi-currency cash, and savings rates in supported EU/UK countries.

Trading 212

Not reviewed here

Best for

An investor who prefers Trading 212's interface, markets, and account types.

Bottom line

Choose Lightyear when its published FX and stock fees and multi-currency wallets suit how the investor plans to invest. Choose Trading 212 when the investor uses and trusts Trading 212 and wants to stay.