Plum vs Lightyear
A saver comparing Plum with Lightyear is deciding between automatic saving and hands-on investing. Plum sets money aside from the saver's current account and offers ready-made funds and shares on top. Lightyear is a brokerage app where the investor picks shares and ETFs, with cash held in several currencies.
Plum
74 / 100
Best for
A saver who wants money set aside automatically before it is invested.
Lightyear
80 / 100
Best for
An investor who chooses shares and ETFs directly and wants low trading costs.
Bottom line
Choose Plum when the saver wants the habit and the ISA wrapper handled for them. Choose Lightyear when the investor wants to pick and trade holdings directly.