Atomic Invest vs DriveWealth: Features, Coverage and Pricing Compared (2026)
Updated November 10, 2026 · Reviewed by Benjamin Margolis
Atomic Invest and DriveWealth both let other companies offer investing in their own apps. Atomic adds managed portfolios and cash products for US brands. DriveWealth focuses on US stock and ETF trading for apps around the world.
Our analysts compared the two on November 10, 2026, using each company's own product, pricing, and company pages and our full reviews of Atomic Invest and DriveWealth.
Choose Atomic Invest if
- you are a US brand
- you want managed portfolios as well as trading
- you want to launch in weeks
Choose DriveWealth if
- your app is outside the US
- you want fractional orders from $0.01
- you want an EU licence
Atomic Invest scores 73 and DriveWealth scores 73 in our ratings. Atomic suits US brands that want managed investing. DriveWealth suits global apps adding US stocks.
Key Features Compared
Atomic Invest vs DriveWealth at a Glance, November 2026
| Feature | Atomic Invest | DriveWealth |
|---|---|---|
| Ratings | ||
| Fintech Index score | 73 / 100 | 73 / 100 |
| Overview | ||
| What it is | New York embedded investing platform that lets fintechs, banks, and brands offer brokerage and managed portfolios in their apps | DriveWealth supplies brokerage technology that lets banks, apps, and other companies offer trading in US stocks, exchange-traded funds, and fractional shares, meaning pieces of a share |
| Who it suits | Fintech apps, banks, insurers, and business banking providers, including NerdWallet, Yieldstreet, and Bluevine | Consumer apps, banks, and digital wallets, including Acorns, Revolut, Freetrade, and MoneyLion |
| Main products | Self-directed trading, managed portfolios, and cash products embedded in partner apps | Execution, custody, tax reporting, onboarding, and KYC and AML through one integration; fractional shares, rewards, and round-ups |
| Where it operates | United States | Partners in 30+ countries, with an EU licence through Lithuania |
| Products and features | ||
| Holds client assets | Through its registered entities | Custody through its broker-dealer |
| Markets offered | Stocks, ETFs, managed portfolios, and cash | US stocks and ETFs, fractional from $0.01 |
| Pricing | ||
| How pricing works | Negotiated per partner | Sold through a contact form; contract terms negotiated with sales |
| Published prices | Quote only | Quote only |
| Technology and compliance | ||
| Regulation and protection | Brokerage and advisory registrations through Atomic's own entities | Bank of Lithuania licence since October 2024; excess SIPC coverage up to $50M per account |
| App and platform | APIs and SDKs; partners launch in weeks | One integration; production in as little as 90 days |
| Integrations and partners | White-label investing flows inside partner apps | Up to 24-hour sessions in US equities |
| Onboarding and support | Partner launches in a matter of weeks | Solutions engineers, a dedicated Slack channel, and testing help during integration; relationship managers after launch |
| Company | ||
| Founded | 2020 | 2012 |
| Headquarters | New York, New York | New York, New York |
| Ownership | Private company | Private |
| Funding | ~$55M+ including a $30M growth round in August 2025 led by Aquiline and Brewer Lane | Raised $450M in its 2021 Series D, from Insight Partners, Accel, Point72 and others |
| Key leader | David Dindi | Naureen Hassan |
| Scale | More than $20B in annualized trading volume; end-investor accounts grew 52 times in a year | 3.1 million to 10 million trades a day, depending on the page |
Fintech Index Scores Compared
We rate every company on eight criteria from 0 to 100, four tied to what buyers in its sector need and four shared by every company, and the rating is their average. Atomic Invest scores 73 and DriveWealth scores 73.
Criterion Scores Out of 100
Key Differences Between Atomic Invest and DriveWealth
Products
Atomic offers self-directed trading, managed portfolios, and cash. DriveWealth offers US stocks and ETFs, fractional shares, rewards, and round-ups.
Reach
DriveWealth works with partners in 30+ countries. Atomic focuses on the US.
Clients
Atomic partners include NerdWallet, Yieldstreet, and Bluevine. DriveWealth's include Acorns, Revolut, Freetrade, and MoneyLion.
Pros and Cons
Atomic Invest
Pros
- Managed portfolios as well as trading
- Launch in weeks
- Well-known partners
- $30M raised in August 2025, including from Intuit
Cons
- No posted pricing
- Light adviser tooling
- US focus
DriveWealth
Pros
- Fractional orders from $0.01 to eight decimal places
- EU licence through Lithuania
- Production in as little as 90 days
- Large consumer app clients
Cons
- No published prices
- Nothing for advisers
- Trade-volume figures differ across its pages
Who Each Is Best For
Atomic Invest
A fintech, bank, or consumer brand that wants to add brokerage, managed portfolios, or cash sweeps to its app without building a broker-dealer.
DriveWealth
A bank or app, especially outside the US, that wants to add US stock and ETF investing through one API.
Alternatives to Atomic Invest and DriveWealth
These companies, all reviewed and rated on The Fintech Index, cover some of the same ground as Atomic Invest and DriveWealth.
Other Card Issuing and Processing Companies
| Company | Score | Best for | Comparisons |
|---|---|---|---|
| Alpaca | 77 | Fintechs that want API brokerage on a self-clearing broker | Alpaca vs DriveWealth |
| Apex Fintech Solutions | 76 | Brokers that want clearing and custody across many asset classes | None yet |
| Upvest | 76 | European banks and fintechs that want investing in their app | Upvest vs DriveWealth |
Frequently Asked Questions
Does Atomic offer managed portfolios?
Yes.
Does DriveWealth serve advisers?
No. Advisory tools are not offered.
Do they post prices?
No.
Sources
- The Fintech Index analysis of Atomic Invest and DriveWealth, conducted November 2026 (As of November 10, 2026)
- Atomic home page: https://www.atomicvest.com/ (As of November 10, 2026)
- PR Newswire, August 2025: https://www.prnewswire.com/news-releases/atomic-raises-30-million-to-accelerate-global-expansion-of-its-embedded-investing-platform-302540034.html (As of November 10, 2026)
- Y Combinator, Atomic: https://www.ycombinator.com/companies/atomic (As of November 10, 2026)
- DriveWealth homepage: https://www.drivewealth.com/ (As of November 10, 2026)
- DriveWealth who we are: https://www.drivewealth.com/company/who-we-are/ (As of November 10, 2026)
- DriveWealth full service brokerage: https://www.drivewealth.com/solutions/full-service-brokerage/ (As of November 10, 2026)
- DriveWealth embedded investing: https://www.drivewealth.com/solutions/embedded-investing/ (As of November 10, 2026)
- DriveWealth execution services: https://www.drivewealth.com/solutions/execution-services/ (As of November 10, 2026)
- DriveWealth partner services: https://www.drivewealth.com/technology/partner-services/ (As of November 10, 2026)