Rajesh Kumar Rathanchand is chief executive of Lentra, the Pune company whose cloud platform runs retail, small business, and agricultural lending for more than 30 Indian banks and finance companies.
Credit Bureaus And Retail Risk
Rathanchand spent more than three decades in financial services before he joined Lentra. He was managing director and chief executive of TransUnion CIBIL, India’s largest credit bureau, and before that group head of retail credit and risk at HDFC Bank. In March 2026 Lentra appointed him chief executive, and founder D Venkatesh became managing director. The appointment was announced in March 2026.
He has said the opportunity is large not only in India but in other markets that still run on older infrastructure, and that he wants faster product work and a wider geographic reach. Lentra already works in the Philippines and Indonesia, and it processes more than 3 million loan applications a month, with credit decisions in under 10 seconds.
A Company Preparing To Grow
Under Venkatesh the company had raised approximately $60 million from backers including MUFG Bank, Bessemer Venture Partners, Citi Ventures, and HDFC Bank, and had signed clients such as HDFC Bank, Kotak Mahindra Bank, IDFC First Bank, TVS Credit, and Tata Capital. Revenue now stands at approximately ₹220 crore, or approximately $23 million, with a target of ₹1,000 crore by fiscal 2028 and a plan to sell shares on public markets after that. Rathanchand’s task is to turn that plan into broader products and new markets without losing the speed Indian lenders already buy.
