The Fintech Index
31 companies rated 5 sectors 2 reports Last checked Oct 5, 2026

Yapily vs TrueLayer

A person comparing Yapily with TrueLayer is deciding which open-banking API platform should initiate Pay by Bank payments and supply account data for a UK or European product.

Yapily

74 / 100

Best for

Teams that want payments and data through one API, with the option to launch under Yapily's licences, and that prefer a vendor that recently turned profitable and grows without acquisitions.

TrueLayer

Not reviewed here

Best for

Buyers that want a large European open-banking specialist that has made acquisitions to widen its payments and Pay by Bank reach.

Watch-out

TrueLayer's recent acquisitions have changed its product range, so coverage has to be compared product by product.

Bottom line

Choose Yapily when the buyer wants one API for payments and data, the option to use Yapily's licences, and a vendor that builds its own products. Choose TrueLayer when the buyer wants the wider product range TrueLayer has assembled through acquisitions and is ready to check each acquired product country by country.