The Fintech Index
61 companies rated 5 sectors 16 reports Last updated Oct 23, 2026

Plum vs Moneyfarm

A UK saver comparing Plum with Moneyfarm is choosing between an app that saves automatically and a manager that runs a ready-made portfolio. Plum moves spare money into savings and investments on its own, with plans from free to ~$20 a month. Moneyfarm builds and rebalances an ETF portfolio for a percentage fee.

Plum

74 / 100

Best for

A saver who wants the saving habit automated, with savings, ISAs and a pension in one app.

Watch-out

Most investing features need a paid monthly plan.

Moneyfarm

75 / 100

Best for

A saver with money already put aside who wants a managed portfolio and a published percentage fee.

Bottom line

Choose Plum when the hard part is putting money aside at all. Choose Moneyfarm when the money is there and the saver wants it managed.