Capify vs Funding Circle
A buyer choosing between these two is deciding how they want to uK or Australian SMEs that want short-term working capital, including merchant cash advances repaid from card sales..
Capify — 72/100
Best for: fast MCA or short-term SME credit with human underwriting.
Funding Circle — Not reviewed
Best for: a larger marketplace-style SME term loan in markets Funding Circle serves.
Watch-out
Funding Circle is a bigger brand with a different loan marketplace model.
Verdict
Choose Capify for short MCA-style working capital. Choose Funding Circle when a longer SME term loan from a marketplace lender is the better match.