Serge Ragozin is chief executive of Mooncard, the Paris company that gives businesses and public bodies company cards, receipt capture, and expense approvals. He took over in autumn 2024 after a career that began at Accor and moved into payments.
Twenty Years at Accor
Ragozin joined Accor in 1992 and stayed until 2012, holding strategic roles around the world. In 2005 he took charge of the group’s meal voucher business, where he completed several acquisitions and grew it.
Moneo Resto and Payments
In 2012 he launched Moneo Resto, the first restaurant card in France and a first step toward replacing paper meal vouchers with a payment card. He sold the company in 2015 to the sector leader, Edenred. Over the next decade he ran five small and mid-sized payment companies.
Taking Over Mooncard
Mooncard was founded in 2016 and raised 37 million euros in 2023. Guillaume Princen, who came from Stripe, led it from November 2023 until the end of September 2024, and Mooncard appointed Ragozin to succeed him. He brought in Ilham Guerriouni as chief financial officer. The co-founder Tristan Leteurtre said Mooncard picked him because he shares its vision and brings solid experience.
Ragozin set four priorities: strengthening Mooncard’s position with public bodies, consolidating its offer to small and mid-sized businesses, raising service quality, and managing costs tightly with the aim of reaching profitability in 2025. He also said he would add artificial intelligence to expense management. Mooncard competes with Spendesk and Payhawk, and he has the background of someone who has already sold a payments company to the market leader.
