Peter Horadan is chief executive of Vouched, the Seattle, Washington, company that verifies identity documents and biometrics for digital businesses. He joined in August 2024 after three decades of automating paper-bound business processes, starting with some of the first online banking software at Microsoft.
Online Banking in the 1990s
For most of the 1990s he was a product unit manager at Microsoft, where he worked on Microsoft Money and founded its Internet Finance Server Toolkit, which let banks and brokerages run consumer websites. "In the 90s at Microsoft, I wrote the first ever online banking software, back when the Internet was brand new," he said in a Pulse 2.0 interview. At Corillian he built an early online banking platform sold to about 300 financial institutions.
Expense Reports and Sales Tax
At Concur he led the creation of Concur Expense Service, replacing paper reports with receipts stapled to printouts. He then built a predictive analytics system at Scout Analytics. From 2013 to 2018 he was chief technology officer of Avalara, the sales tax company, whose systems handled more than 1,000 tax calculations a second across 11,000 US taxing jurisdictions.
Lockstep and Sage
In 2019 he co-founded Lockstep, software for accounting teams that still traded invoices by email, PDF and phone. Its network connected more than 26,000 companies, and in 2022 he sold it to The Sage Group, where he launched the Sage Connect platform.
Identity for People and Agents
At Vouched he saw the same pattern again: an industry-wide job, identity checks, waiting to be automated. In September 2025 the company raised a $17M Series A led by Spring Rock Ventures, aimed at mobile driver's licenses and identity controls for AI agents. He has said in a company Q&A that leading Vouched was a chance to apply everything he had learned to one of the most important trust problems of the time.
He wrote banking software for a brand-new internet. He now works on proving who, or what, is on the other end of it.
