Jakub Zmuda is managing director for Europe at Modulr, the UK and Dutch payment-accounts company. He was a founding member of Modulr in 2016 and its first chief product officer. Read our review of Modulr.
Launching Payment Initiation as Product Chief
As chief product officer he led the launch of payment initiation at Modulr in June 2020, a service that lets a business take a payment directly from a customer's bank account. "Payments are too important to get wrong," he said at the launch.
Leading Growth in Europe
After a spell as director of strategy, he took the European role in July 2026, when Modulr set out its leadership for growth in Europe. He also chairs the management board of Modulr Finance B.V., the Dutch e-money institution licensed by De Nederlandsche Bank.
