Rainforest vs Weavr: Features, Coverage and Pricing Compared (2026)
Updated November 10, 2026 · Reviewed by Benjamin Margolis
Rainforest and Weavr both sell embedded finance to software platforms, but they embed different things. Rainforest lets US platforms accept card and ACH payments for their merchants without becoming a payment facilitator. Weavr lets UK and EU B2B platforms give their users business accounts and cards.
Our analysts compared the two on November 10, 2026, using each company's own product, pricing, and company pages and our full reviews of Rainforest and Weavr.
Choose Rainforest if
- you want to take payments for your merchants
- you are a US software platform
- you want low-code checkout components
Choose Weavr if
- you want to give users business accounts and cards
- you are a UK or EU platform in HR, expense, or procurement software
- you do not hold a financial license
Rainforest scores 78 and Weavr scores 73 in our ratings. Rainforest is about accepting payments. Weavr is about giving users accounts and cards to spend.
Key Features Compared
Rainforest vs Weavr at a Glance, November 2026
| Feature |  Rainforest |  Weavr |
|---|---|---|
| Ratings | ||
| Fintech Index score | 78 / 100Higher score | 73 / 100 |
| Overview | ||
| What it is | Atlanta embedded payments provider that lets software platforms offer merchant acceptance without registering as a payment facilitator | London embedded finance provider that lets B2B software companies offer business accounts and cards in their own apps without a financial license |
| Who uses it | ~100 software platforms in healthcare, professional services, nonprofits, field services, and youth sports | B2B software platforms in HR, expense management, accounting, travel, and procurement |
| Main products | Embedded card and ACH acceptance, low-code checkout components, merchant migration tools, and PayPal and Venmo | Embedded business accounts and cards for expense, benefits, payables, and subscription payments |
| Where it operates | United States, with Canada expansion planned | UK and EU |
| Products and features | ||
| Card acceptance (acquiring) | Card and ACH | Accounts and cards, not acceptance |
| Pricing | ||
| How pricing works | Discussed in sales | Platform and usage fees by quote |
| Published prices | Quote only | Quote only |
| Technology and compliance | ||
| Licenses and regulation | Platforms offer payments without their own PayFac registration; risk and operations run by Rainforest | Cards and e-money accounts issued by Paynetics in the UK and EU; no license needed by the platform |
| Developer tools | Low-code components and migration tooling | API reference, documentation, changelog, and the FinML scripting language |
| Integrations and partners | PayPal and Venmo partnership from early 2026 | Paynetics as issuer; plug-ins for expense, benefits, and payables |
| Onboarding and support | Platform success teams | Setup built for each customer with FinML |
| Company | ||
| Founded | 2023 | 2019 |
| Headquarters | Atlanta, Georgia | London, UK |
| Ownership | Private company | Private company |
| Funding | ~$57.5M raised; Series B of $29M in September 2025 led by Matrix Partners and Infinity Ventures with Accel and Tech Square Ventures | ~$55M raised, including a $40M Series A in 2022 led by Tiger Global, with Mubadala, QED Investors, Anthemis, Headline, and Seedcamp among its investors |
| Key leader | Joshua Silver | Alex Mifsud |
| Scale | Billions of dollars of annual processing volume | $55M raised, including a $40M Series A led by Tiger Global |
Fintech Index Scores Compared
We rate every company on eight criteria from 0 to 100, four tied to what buyers in its sector need and four shared by every company, and the rating is their average. Rainforest scores 78 and Weavr scores 73.
Criterion Scores Out of 100
Key Differences Between Rainforest and Weavr
Product
Rainforest provides embedded card and ACH acceptance, merchant migration tools, and PayPal and Venmo. Weavr provides embedded e-money accounts and cards issued by Paynetics for expense, benefits, and payables.
Region
Rainforest serves US platforms and plans Canada expansion. Weavr serves UK and EU platforms.
Company
Joshua Silver leads Rainforest, which says revenue grew more than 10x between its Series A and Series B. Alex Mifsud founded Weavr, which has raised $55M.
Pros and Cons
Rainforest
Pros
- Embedded payments without PayFac registration
- Clear merchant portability
- Low-code components for fast launches
- Revenue grew more than 10x between Series A and B
Cons
- No issuing stack
- Fees not posted publicly
- US-focused for now
Weavr
Pros
- Platforms offer cards and accounts without their own license
- Plug-ins for expense, benefits, and payables
- Built for B2B software
- Developer documentation and changelog
Cons
- UK and EU only
- No posted prices
- Bookkeeping features are left to the platform
Who Each Is Best For
Rainforest
A vertical software platform that wants embedded merchant payments with merchant portability and flexible contract terms.
Weavr
A UK or EU B2B software platform that wants to offer business accounts and cards inside its product without becoming regulated itself.
Alternatives to Rainforest and Weavr
These companies, all reviewed and rated on The Fintech Index, cover some of the same ground as Rainforest and Weavr.
Other Card Issuing and Processing Companies
| Company | Score | Best for | Comparisons |
|---|---|---|---|
| Payabli | 77 | Vertical SaaS platforms that want pay-ins and payouts in one stack | None yet |
| Spreedly | 79 | Merchants that route card payments across several gateways | None yet |
| Finix | 78 | Software platforms that want to become payment facilitators | Finix vs Rainforest |
| Tilled | 74 | Software companies that want white-label payments revenue fast | None yet |
| Modulr | 77 | UK and EU businesses that pay out at volume | None yet |
| Paynetics | 71 | European programs that need BIN sponsorship and accounts | None yet |
Frequently Asked Questions
Can Weavr accept card payments?
No. Weavr gives users accounts and cards. Rainforest handles acceptance.
Which works in the US?
Rainforest. Weavr's programs run through UK and EU issuers.
Sources
- The Fintech Index analysis of Rainforest and Weavr, conducted November 2026 (As of November 10, 2026)
- Rainforest home page: https://www.rainforestpay.com/ (As of November 10, 2026)
- Rainforest, 2025 year in review: https://www.rainforestpay.com/blog/2025-year-in-review (As of November 10, 2026)
- Hypepotamus, Series B: https://www.hypepotamus.com/atlanta-rainforest-29-million-series-b/ (As of November 10, 2026)
- Weavr home page: https://www.weavr.io/ (As of November 10, 2026)
- Weavr, why Weavr: https://www.weavr.io/why-weavr (As of November 10, 2026)
- Weavr, Series A announcement: https://www.weavr.io/blog/weavr-closes-40m-series-a-funding-to-accelerate-expansion-of-plug-and-play-finance/ (As of November 10, 2026)
- FinTech Profile, Alex Mifsud: https://www.fintechprofile.com/alex-mifsud-co-founder-and-ceo-weavr/ (As of November 10, 2026)