Plum vs Chip
A UK saver comparing Plum with Chip is choosing between two apps that move money into savings automatically and offer ISAs and investing. Both charge for their fuller plans. Plum also offers a self-invested pension in the same app.
Plum
74 / 100
Best for
A saver who wants a pension alongside savings pots and ISAs in one app.
Chip
Not reviewed here
Best for
A saver focused mainly on savings accounts and the interest rate on cash.
Bottom line
Choose Plum when the saver wants savings, investing and a pension under one plan. Choose Chip when cash savings and rates come first, and compare current rates on both sites.