LoanPro vs Ocrolus: Features, Coverage and Pricing Compared (2026)
Updated November 10, 2026 · Reviewed by Benjamin Margolis
LoanPro and Ocrolus both sell software to lenders, at different steps. Ocrolus turns bank statements, pay stubs, and tax forms into data before underwriting. LoanPro services loans, lines, and cards after approval, with payments built in.
Our analysts compared the two on November 10, 2026, using each company's own product, pricing, and company pages and our full reviews of LoanPro and Ocrolus.
Choose LoanPro if
- you need a servicing core
- you want payments and collections in one place
- you are migrating a live loan book
Choose Ocrolus if
- you underwrite from documents
- you want fraud checks on PDFs
- you receive scans at high volume
LoanPro scores 74 and Ocrolus scores 75 in our ratings. These do different jobs and can work together.
Key Features Compared
LoanPro vs Ocrolus at a Glance, November 2026
| Feature |  LoanPro |  Ocrolus |
|---|---|---|
| Ratings | ||
| Fintech Index score | 74 / 100 | 75 / 100Higher score |
| Overview | ||
| What it is | Utah loan and credit platform that lenders use to service loans, credit cards, and lines, with payments and AI servicing built in | New York document AI company that turns bank statements, pay stubs, and tax forms into verified data for lenders |
| Who uses it | Consumer lenders, banks, credit unions, and fintechs; more than 600 lenders | Small business, consumer, and mortgage lenders, including Brex, Enova, LendingClub, PayPal, and SoFi |
| Main products | Loan and line servicing, card programs, payment processing, collections, and AI servicing | Bank-statement analysis, income verification, cash-flow analytics, and document fraud detection |
| Where it operates | United States | United States |
| Products and features | ||
| Main job | Servicing after approval | Document data and fraud checks before underwriting |
| Pricing | ||
| How pricing works | Quote by loan count and modules | Per-document or per-application, by quote |
| Published prices | Quote only | Quote only |
| Technology and compliance | ||
| Regulation and licensing | Servicing software; lending stays with the lender | Document AI with human review of low-confidence fields |
| App and platform | API-first, with webhooks | API and lending platform partners |
| Integrations and partners | Connects origination, ledgers, and reporting through the API | Output feeds loan origination systems |
| Onboarding and support | Structured migration with data mapping | API integration and a calibration period |
| Company | ||
| Founded | 2014 | 2014 |
| Headquarters | Farmington, Utah | New York, New York |
| Ownership | Private company | Private company |
| Funding | ~$100M Series A in July 2021 from FTV Capital, its first institutional round | ~$110M total, including an $80M Series C in September 2021 led by FinVC |
| Key leader | Rhett Roberts | Sam Bobley |
| Scale | More than 25M active loans; ~$4B moved a month | ~750,000 credit applications analysed a month |
Fintech Index Scores Compared
We rate every company on eight criteria from 0 to 100, four tied to what buyers in its sector need and four shared by every company, and the rating is their average. LoanPro scores 74 and Ocrolus scores 75.
Criterion Scores Out of 100
Key Differences Between LoanPro and Ocrolus
Job
Ocrolus works before the credit decision. LoanPro works after approval.
Scale
LoanPro runs more than 25M active loans for over 600 lenders. Ocrolus analyses ~750,000 credit applications a month.
Funding
LoanPro was bootstrapped before a $100M Series A in 2021. Ocrolus has raised ~$110M.
Pros and Cons
LoanPro
Pros
- Payments built into the servicing core
- Collections and delinquency workflows
- API-first
- Bootstrapped and profitable before its 2021 Series A
Cons
- No underwriting models or document analysis
- Migrations take project work
- No posted prices
Ocrolus
Pros
- Human review behind the AI
- Flags tampered documents
- Wide document coverage
- Large lender customers
Cons
- No posted prices
- Less needed if a lender already uses direct account data
- Needs a calibration period
Who Each Is Best For
LoanPro
A lender, card issuer, or fintech that needs an API-first system to service installment loans, lines of credit, and cards, with payments in the same stack.
Ocrolus
A small business, consumer, or mortgage lender that wants bank statements and income documents classified, extracted, and checked for fraud before underwriting.
Alternatives to LoanPro and Ocrolus
These companies, all reviewed and rated on The Fintech Index, cover some of the same ground as LoanPro and Ocrolus.
Other Card Issuing and Processing Companies
| Company | Score | Best for | Comparisons |
|---|---|---|---|
| Taktile | 78 | Risk teams that want to build and govern their own decisions | None yet |
| Pave | 77 | Lenders whose edge is cashflow underwriting | None yet |
| Nova Credit | 78 | Lenders serving newcomers and thin-file borrowers | None yet |
Frequently Asked Questions
Does LoanPro do underwriting?
No. It leaves underwriting to partners.
Does Ocrolus service loans?
No. Its output feeds origination systems.
Do they post prices?
No.
Sources
- The Fintech Index analysis of LoanPro and Ocrolus, conducted November 2026 (As of November 10, 2026)
- LoanPro home page: https://www.loanpro.io/ (As of November 10, 2026)
- Utah Business, October 2026: https://www.utahbusiness.com/press-releases/2026/10/07/loanpro-payments-card-disbursement-ai-servicing-lending-platform-directpay-beyond-credit/ (As of November 10, 2026)
- FTV Capital, Rhett Roberts interview: https://ftvcapital.com/insights/loanpro-ceo-rhett-roberts-on-bootstrapping-brainstorming-and-building-a-better-mousetrap/ (As of November 10, 2026)
- LoanPro, Series A post: https://www.loanpro.io/blog/loanpro-secures-100-million-series-a-investment-from-ftv-capital/ (As of November 10, 2026)
- LoanPro, auto lending history: https://www.loanpro.io/blog/from-auto-lot-to-silicon-slopes/ (As of November 10, 2026)
- Ocrolus home page: https://www.ocrolus.com/ (As of November 10, 2026)
- Ocrolus company page: https://www.ocrolus.com/company/ (As of November 10, 2026)
- TechCrunch, September 2021: https://techcrunch.com/2021/09/23/ocrolus-lands-80m-to-automate-document-processing-for-fintechs-and-banks/ (As of November 10, 2026)
- Fintech One-on-One, Sam Bobley: https://fintechoneonone.com/sam-bobley-co-founder-ceo-of-ocrolus/ (As of November 10, 2026)