The Fintech Index
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Countingup vs Starling Bank

A UK small business comparing Countingup with Starling Bank is choosing between an account built around bookkeeping and a full bank. Countingup accounts are provided by Griffin Bank and priced by monthly pay-ins. Starling is a licensed UK bank with a free business account.

Countingup

74 / 100

Best for

A sole trader who wants bookkeeping and tax estimates inside the account.

Starling Bank

Not reviewed here

Best for

A business that wants a free account from a full bank, with lending available.

Bottom line

Choose Countingup when the bookkeeping is the reason to switch. Choose Starling when a free bank account and lending matter more.