TIMVERO vs TurnKey Lender: Features, Coverage and Pricing Compared (2026)

Key Features Compared

TIMVERO vs TurnKey Lender at a Glance, November 2026

Feature	TIMVERO	TurnKey Lender
Ratings
Fintech Index score	77 / 100Higher score	74 / 100
Overview
What it is	London lending software company whose timveroOS platform gives banks, fintechs, and credit unions a configurable core for origination, decisioning, and loan management, with plans from $5,900 a month	Austin lending software company whose cloud platform automates origination, underwriting, servicing, and collections for banks, credit unions, and non-bank lenders in more than 50 countries
Who uses it	Banks, neobanks, credit unions, payment companies, and private credit lenders with bespoke products	Banks, credit unions, fintechs, and brands running their own lending programs; more than 200 clients
Main products	timveroOS for origination, credit decisioning, loan management, and servicing on a configurable framework	Loan origination, AI credit scoring and decisioning, servicing and payments, collections, and reporting
Where it operates	More than 13 countries, from London	More than 50 countries, from Austin
Products and features
Built-in credit scoring	Decisioning included	AI scorecards included
Main job	Configurable lending core	Full loan lifecycle
Pricing
How pricing works	From $5,900 a month with unlimited users; $8,900 a month for small and midsize banks	Quoted by edition and modules
Published prices	Entry prices postedFrom $5,900 a month	Quote only
Technology and compliance
Regulation and licensing	Lending software; the lender holds its own licenses	Lending software; the lender holds its own licenses
App and platform	Code-level framework the lender can extend	APIs and integrations
Integrations and partners	Private cloud, on-premises, or hybrid hosting with the lender's systems	Credit bureaus, payment providers, and banking systems
Onboarding and support	timveroProof pilot on the lender's own rules before signing	Implementation and support teams from TurnKey Lender
Company
Founded	2021	2014
Headquarters	London, United Kingdom	Austin, Texas, United States
Ownership	Private lending software	Private lending automation software
Funding	Privately held	More than $12M in disclosed rounds led by Vertex Ventures, DEG, and OTB Ventures, plus a 2025 growth investment led by Sundance Growth
Key leader	Dmitriy Wolkenstein	David Lintz
Scale	More than $5.5bn in loan portfolios managed; more than 7,000 applications a day	More than 200 clients; rated a Leader by IDC MarketScape in 2023 and 2024

Fintech Index Scores Compared

We rate every company on eight criteria from 0 to 100, four tied to what buyers in its sector need and four shared by every company, and the rating is their average. TIMVERO scores 77 and TurnKey Lender scores 74.

Criterion Scores Out of 100

Key Differences Between TIMVERO and TurnKey Lender

Pricing

TIMVERO posts plans from $5,900 a month with unlimited users, and $8,900 a month for small and midsize banks. TurnKey Lender quotes by edition and modules.

Control

TIMVERO gives lenders a framework they can extend, with a timveroProof pilot on their own rules before signing. TurnKey Lender offers configurable editions and AI scorecards.

Scale

TIMVERO manages more than $5.5bn in loan portfolios across more than 13 countries. TurnKey Lender serves more than 200 clients in more than 50 countries.

Pros and Cons

Who Each Is Best For

Alternatives to TIMVERO and TurnKey Lender

These companies, all reviewed and rated on The Fintech Index, cover some of the same ground as TIMVERO and TurnKey Lender.

Other Lending Software Companies

Frequently Asked Questions