Paystand vs BILL: Features, Coverage and Pricing Compared (2026)

Key Features Compared

Paystand vs BILL at a Glance, November 2026

Feature	Paystand	BILL
Ratings
Fintech Index score	74 / 100	84 / 100Higher score
Overview
What it is	Scotts Valley B2B payments network that automates receivables for mid-market firms, with flat-fee pricing instead of card fees	San Jose, California, financial operations platform that lets small and midsize businesses pay bills, send invoices, manage cards and expenses, and sync it all with their accounting software
Who uses it	Mid-market and enterprise finance teams that collect large B2B invoices	US small and midsize businesses and accounting firms; 479,300 businesses at the end of June 2026
Main products	Accounts receivable automation, payment portals, bank payments on the Paystand network, and the USDb stablecoin	Accounts payable, accounts receivable, procurement, corporate cards, expenses, and cash flow forecasting
Where it operates	United States	United States, with international payments
Products and features
Pay by card	Accepts cards on invoices	Corporate cards on the free Spend & Expense plan
Accounting sync	ERP cash application	Two-way with five major systems
Pricing
How pricing works	Subscription pricing instead of per-transaction card fees; tiers quoted	$49 to $89 per user a month; ACH $0.59, checks $1.99, and international USD wires $19.99
Published prices	Quote only	From $49 per user a monthPrices posted
Technology and compliance
Licenses and regulation	Standard payment security and controls	Publicly traded (NYSE: BILL)
Developer tools	Hosted portals and APIs	Accountant console and AI bill coding
Integrations and partners	NetSuite, Sage Intacct, Microsoft Dynamics, and other ERPs	Two-way sync with QuickBooks, Xero, NetSuite, Sage Intacct, and Microsoft Dynamics
Onboarding and support	ERP integration project with Paystand's onboarding team; annual terms	Free trial on most plans; priority support and SSO on higher tiers
Company
Founded	2014	2006
Headquarters	Scotts Valley, California	San Jose, California
Ownership	Private company	Public company
Funding	~$85M through a $50M Series C in July 2021 led by NewView Capital	Publicly traded (NYSE: BILL) since its 2019 IPO, after a ~$100M round in 2017 from JPMorgan Chase, Temasek, and others
Key leader	Jeremy Almond	René Lacerte
Scale	More than 1M businesses on its network move over $20B; bought Teampay in 2024	Revenue of $1,653.2M in the year to June 2026; $98B of payments in the June quarter

Fintech Index Scores Compared

We rate every company on eight criteria from 0 to 100, four tied to what buyers in its sector need and four shared by every company, and the rating is their average. Paystand scores 74 and BILL scores 84.

Criterion Scores Out of 100

Key Differences Between Paystand and BILL

Focus

Paystand automates receivables. BILL covers payables, receivables, procurement, cards, and expenses.

Pricing

Paystand charges a quoted subscription instead of per-transaction card fees. BILL posts plans from $49 to $89 per user a month and a fee table.

Scale

BILL reported $1,653.2M of revenue in the year to June 2026. Paystand says more than 1M businesses on its network move over $20B.

Pros and Cons

Who Each Is Best For

Alternatives to Paystand and BILL

These companies, all reviewed and rated on The Fintech Index, cover some of the same ground as Paystand and BILL.

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Frequently Asked Questions