Creditspring vs Lending Stream
A UK borrower comparing Creditspring with Lending Stream is weighing a membership lender against a short-term instalment lender. Creditspring sets the full cost in advance as a monthly fee. Lending Stream charges interest on short-term loans.
Creditspring
72 / 100
Best for
A borrower who can plan ahead and wants a fixed, known cost.
Watch-out
Loans are capped at two a year.
Lending Stream
Not reviewed here
Best for
A borrower who needs a one-off short-term loan quickly.
Watch-out
Interest-based short-term loans cost more the longer they run.
Bottom line
Choose Creditspring when the borrower can join in advance and wants a fixed cost. Choose Lending Stream only for a one-off short-term need, after comparing the total cost.