The Fintech Index
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Creditspring vs Fair Finance

A UK borrower comparing Creditspring with Fair Finance is choosing between two lenders that aim at people with poor or thin credit files. Creditspring charges a membership fee for two small loans a year. Fair Finance is a London, England, social enterprise lender that charges interest on personal loans.

Creditspring

72 / 100

Best for

A borrower who wants a small sum twice a year and a fixed cost with 0% interest.

Fair Finance

Not reviewed here

Best for

A borrower who wants a single personal loan from a social enterprise lender.

Bottom line

Choose Creditspring when two small loans a year at a fixed membership cost fit the need. Choose Fair Finance for a one-off personal loan.