Abound vs Zopa
A UK borrower comparing Abound with Zopa is choosing between two online personal lenders. Abound prices loans from bank-transaction data as well as the credit file. Zopa is a licensed UK bank that offers loans, credit cards and savings.
Abound
76 / 100
Best for
A borrower with steady income but a thin or patchy credit file.
Watch-out
The borrower must link a bank account.
Zopa
Not reviewed here
Best for
A borrower with a good credit score who wants a bank's loan and other products in one place.
Bottom line
Choose Abound when the credit score understates what the borrower can afford. Choose Zopa when the score is strong and a bank lender is preferred.